Insurance for Healthcare Organizations

doctor comforts patient

Products & Services

From the ongoing impact of COVID-19 — including understaffing and the inevitability that many patients haven’t seen a doctor for a long time — to stronger defense against lawsuits in the wake of tort reform erosion, insuring your healthcare business requires a level of expertise that Chubb can provide through our depth of experience in the sector.

Medical liability insurance
Specialized coverage for a wide range of healthcare organizations to help protect you and your business from patient claims that medical services were not properly administered.
Package insurance for human services agencies
Includes professional and general liability for physicians, counsellors, employees, and associated staff who work in the addiction treatment and mental health sector.
Property insurance for healthcare facilities
Insures against damage to property and equipment breakdown, as well as specialized products for emergency evacuations and mobile medical equipment.

Product Summaries

caroline clouser
CHUBB SPECIALIST PROFILE

Meet our Healthcare Industry Practice Leader

Caroline Clouser | EVP, Healthcare Industry Practice Leader

“Healthcare is a very specialized field with many unique risk factors. The Healthcare Industry Practice not only has great underwriting and claim management teams, we have thoughtful underwriting and claim management teams with a strong healthcare background.”

Find the power of proactive safety and loss control with our Healthcare Risk Management Portal

Exclusively designed with healthcare clients in mind, this portal hosts many assets from advisories to self-assessment tools and checklists, everything you need is just a click away. Dive into our portal and explore how we can bring value to your program.

FAQ

Healthcare organizations are responsible for the lives of their patients. As such, they face an especially significant range of complex — and evolving — exposures. With 25 years of healthcare experience, Chubb deeply understands the industry needs. We combine our wealth of healthcare capabilities — risk management expertise, innovative and customized insurance products, and superior claims services — to specifically serve and benefit this sector.

 

Whether a hospital or skilled nursing facility, an outpatient medical service or a pharmacy services company, clients get dedicated and tailored insurance solutions.

What distinguishes us is our focused, dedicated, and holistic approach to being a longtime committed partner to our healthcare industry clients — an approach that fosters collaboration, drives innovation, and provides clients with integrated insurance solutions, no matter how complex the need.

 

Chubb’s risk engineers and underwriters work diligently to stay on top of trends and best practices in the ever-evolving healthcare landscape to help innovate and customize policies, and our adjusters have an average of more than 10 years of health industry experience. Further, our broad and comprehensive portfolio provides the flexibility and convenience to meet client needs from one carrier — a carrier with long-term financial strength and stability.

Yes. Today’s healthcare organization exposures range from cyber-attacks to equipment failure, from widespread infection to on-site violence. We have specially trained risk engineers and loss control specialists who, at the request of a client or underwriting team, can provide customized services to identify specific risks and evolving exposures, and help create strategies for mitigation.

Medical professional, general and excess liability for:

  • Hospitals & integrated healthcare systems
  • Long-term care
  • Outpatient medical facilities

 

Financial lines

  • Management liability
  • Directors and officers liability
  • Employment practices liability
  • Fiduciary liability
  • Crime

 

Cyber/Privacy Coverage

 

Healthcare Property

  • Property, builders’ risk
  • Business interruption
  • Boiler & machinery

 

Commercial automobile


Environmental

 

Construction


ESIS, third party claims administration


Aerospace, heliport & non-owned aircraft


Surety


Accident and health

Resources

The right coverage in a few clicks