Insurance for Healthcare Organizations

PROTECTING HEALTHCARE ORGANIZATIONS

Healthcare business insurance to cover your unique risks

From the ongoing impact of COVID-19 — including understaffing and the inevitability that many patients haven’t seen a doctor for a long time — to stronger defense against lawsuits in the wake of tort reform erosion, insuring your healthcare business requires a level of expertise that Chubb can provide through our depth of experience in the sector.

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CHUBB SPECIALIST PROFILE

Meet our Healthcare Industry Practice Leader

Caroline Clouser

EVP, Healthcare Industry Practice Leader

“Healthcare is a very specialized field with many unique risk factors. The Healthcare Industry Practice not only has great underwriting and claim management teams, we have thoughtful underwriting and claim management teams with a strong healthcare background.”

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WHO WE SERVE

We serve clients across the entire healthcare sector, including

Hospitals and healthcare systems

Chubb can tailor risk and insurance solutions to help you address your unique professional and general liability exposures, and can offer flexible options for physicians and other organizations at your hospital, specialty hospital (pediatric, cancer, etc.) or healthcare system.

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Senior care facilities

As you care for a vulnerable population, Chubb offers policies with unique options for additional protections for skilled nursing, memory care, and assisted living facilities, and continuing-care retirement communities.

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Outpatient facilities and agencies

As the demand for outpatient services grows, so does the need for specialized insurance. Chubb policies can mitigate a broad range of risks for home health agencies, imaging facilities, dialysis centers, pharmacies, and more.

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Is this the type of coverage you need?

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Products & Services

Chubb’s deep healthcare insurance and risk management expertise lets you focus on the business of care.

Chubb offers specialized insurance for the healthcare industry, and we help our clients stay up-to-date on current healthcare risk management trends and best practices.

Medical liability insurance

Specialized coverage for a wide range of healthcare organizations to help protect you and your business from patient claims that medical services were not properly administered.

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Package insurance for human services agencies

Includes professional and general liability for physicians, counsellors, employees, and associated staff who work in the addiction treatment and mental health sector.

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Property insurance for healthcare facilities

Insures against damage to property and equipment breakdown, as well as specialized products for emergency evacuations and mobile medical equipment.

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Healthcare Risk Management Portal

Find the power of proactive safety and loss control with our Healthcare Risk Management Portal

Exclusively designed with healthcare clients in mind, this portal hosts many assets from advisories to self-assessment tools and checklists, everything you need is just a click away. Dive into our portal and explore how we can bring value to your program.

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chubb risk management services

Helping Employers Protect and Support Their Most Valuable Asset: Their Employees

Healthcare organizations need a strategic partner equipped with a comprehensive knowledge of who they are and a service offering to help them thrive. The Chubb Healthcare Industry Practice offers a comprehensive range of products and services, as well as depth of expertise, to help healthcare customers safeguard their reputation, assets, and financial stability.

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Why Chubb

Chubb’s insurance specialists know the rapidly changing healthcare industry

After operating successfully in this space for many years, we can help you foster a culture of safety among physicians and staff and prepare response measures to mitigate potential losses.

Partnership that’s personal

We work to understand your business and where you’re headed so we can be proactive about meeting your needs. Whether your business is big or small, we invest in getting to know you, your team, and your customers. The goal: to help you see ahead, be ahead, and stay ahead.

Creative problem-solving

Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always striving to help clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to helping solve your risk challenges.

Expertise and financial strength

Chubb has served clients and partnered with leading organizations for more than 200 years. Our longevity, expertise, and financial strength are the bedrock of our business. That’s why 95% of Fortune 1000 companies are Chubb insured.

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FAQ

Healthcare organizations are responsible for the lives of their patients. As such, they face an especially significant range of complex — and evolving — exposures. With 25 years of healthcare experience, Chubb deeply understands the industry needs. We combine our wealth of healthcare capabilities — risk management expertise, innovative and customized insurance products, and superior claims services — to specifically serve and benefit this sector.

Whether a hospital or skilled nursing facility, an outpatient medical service or a pharmacy services company, clients get dedicated and tailored insurance solutions.

What distinguishes us is our focused, dedicated, and holistic approach to being a longtime committed partner to our healthcare industry clients — an approach that fosters collaboration, drives innovation, and provides clients with integrated insurance solutions, no matter how complex the need.

Chubb’s risk engineers and underwriters work diligently to stay on top of trends and best practices in the ever-evolving healthcare landscape to help innovate and customize policies, and our adjusters have an average of more than 10 years of health industry experience. Further, our broad and comprehensive portfolio provides the flexibility and convenience to meet client needs from one carrier — a carrier with long-term financial strength and stability.

Yes. Today’s healthcare organization exposures range from cyber-attacks to equipment failure, from widespread infection to on-site violence. We have specially trained risk engineers and loss control specialists who, at the request of a client or underwriting team, can provide customized services to identify specific risks and evolving exposures, and help create strategies for mitigation.

Medical professional, general and excess liability for:

Hospitals & integrated healthcare systems
Long-term care
Outpatient medical facilities

Financial lines

Management liability
Directors and officers liability
Employment practices liability
Fiduciary liability
Crime

Cyber/Privacy Coverage

Healthcare Property

Property, builders’ risk
Business interruption
Boiler & machinery

Commercial automobile
Environmental
Construction
ESIS, third party claims administration
Aerospace, heliport & non-owned aircraft
Surety
Accident and health