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Equipment Breakdown Coverage Options

What Is Equipment Breakdown Coverage?

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Homeowners Insurance
Your home is more than bricks and mortar — we've got you covered.
Condos & Co-ops
Whether you live in a condo or co-op, it's not just walls, floors, and doors — it's your home.

Insights and expertise

We help you stay ahead — and informed with these helpful tips and tricks
Why a 4-point inspection is essential for Florida homeowners
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Why a 4-point inspection is essential for Florida homeowners
Many insurers require Florida homeowners to get a 4-point inspection including roof, electrical, plumbing, and HVAC before issuing or renewing a policy.
Key benefits of a wind mitigation inspection of your home
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Key benefits of a wind mitigation inspection of your home
Inspecting and upgrading your home to help prevent wind damage can make your home safer, while potentially saving you money on insurance and repairs.
people working on home renovation
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10 tips for preventing fires during building and renovation work
When planning a home maintenance or renovation project, make sure your contractor and other workers follow these simple fire safety rules to keep your home safe.
home with solar panels on roof
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Upgrade your home to prevent damage and help the environment
Investing in resilient improvements to your home can prevent damage caused by severe weather.
lightning striking on sky
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When lightning strikes: How to stay safe
Although your chances of being struck by lightning in a given year are only around 1 in 500,000, it's always a good idea to use caution when the forecast calls for thunderstorms. Here's how to keep your home and your family safe.
entrance of the house
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The smartest way to prevent water damage – and 7 tips to get you started
As a homeowner, the odds of experiencing water damage in your home are greater than facing a fire, theft, or liability loss combined – unless you take action to prevent it now.
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Protecting your home from extreme heat
Take these key steps to prevent damage to your home and belongings from heat waves.
frozen red pipe
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Key ways to prevent water damage from frozen pipes
When the temperature falls to 32ºF or below, you can prevent water damage from freezing pipes by taking a few simple steps.

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