Real Estate & Hospitality Insurance

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Products and Services

Our dedicated real estate & hospitality (REH) practice distinguishes us from other insurers to provide you with thoughtful and practical insurance solutions. Chubb teams of industry specialists in risk engineering, underwriting, and claims combined with our highly flexible products allow us to customize solutions to meet the unique needs of your business.

Primary casualty insurance
At their core, our real estate and hospitality casualty programs include primary general liability, workers compensation, and auto coverages.
Umbrella & excess casualty insurance
Our robust, feature-rich policies offer insurance protection over and above your underlying policy limits and coverage options for your organization’s unique exposures.
Property insurance
Supported by our exceptional risk engineering, claims services, and global capabilities, our dedicated underwriters tailor your property coverage to meet the unique needs of your business.
Environmental insurance
Fill environmental coverage gaps to protect your financial standing and reputation by purchasing a broad-based pollution policy that insures owned, leased, and managed real estate — and storage tank exposures.
Cyber insurance
Our cyber enterprise risk management insurance covers business interruption loss due to a network failure or attack, as well as investigation costs, legal costs, and other expenses.
lyndsey christofer
CHUBB SPECIALIST PROFILE

Meet our Real Estate & Hospitality Industry Practice Leader

Steve Edwards | EVP, North America Real Estate & Hospitality (REH) Industry Practice Leader

StreamLabs can help you prevent or minimize costly damage

Water leaks or freezing pipes can cause property damage and business disruption, and necessitate costly remediation. As early warning of an issue can prevent or mitigate the devastation, we offer a technological solution to our commercial lines clients.

 

The feature-rich Internet of Things (IoT) water sensors from StreamLabs, Inc. (a Chubb company) are easy to install, provide monitoring convenience, and deliver a great return on your investment.

FAQ

As a long-term player, our underwriters and our global network of risk engineers have advanced industry knowledge to help you mitigate the specific exposures you face. These can be slip and fall incidents; environmental concerns such as mold or Legionella; or structural damage from extreme weather events or water leaks that can result in costly repairs as well as lost income.

 

In addition, dedicated real estate and hospitality claims teams deliver highly customized property and business services in partnership with select third party administrator (TPA) teams, including Chubb’s wholly owned TPA, ESIS®.

Absolutely. Depending on their specific business, our REH clients may have global environmental exposures or need cyber insurance protections. They may also require professional liability, property or excess coverages. Chubb’s services and products can help mitigate a broad range of real estate and hospitality threats.

At Chubb, we always look forward. For example, we’ve been addressing climate change risks for decades. As many of our real estate and hospitality clients are in areas of shifting exposure to wildfires, floods, and windstorms, we developed a service that evaluates your footprint and maps out exposures to heightened weather-related risks as well as projects how at-risk areas might expand in the future.

 

Another example is how we help our clients prevent water damage, one of the most common and insidious threats to property. Our risk engineers help you apply technological solutions, such as sensors that can detect unusual water flow and even activate a shutoff device.

Resources

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
office space
All business sizes
5 tips for an ergonomic workspace
When you think about calling in sick to work, typically a cold or the flu may come to mind. But the fastest-growing category of workplace injury—and a major cause of time off work—is something called a Musculoskeletal Disorder (MSD).
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Risk Management
Preparing your long-term care facility for emergencies
A comprehensive, up-to-date plan can help mitigate the impact of disasters and infectious diseases.
fire on metal
Risk Management
Fire prevention for businesses
Property fires are a constant threat for businesses and can cause severe business disruption.
construction worker safety harness
Risk Management
5 steps for preventing construction falls
Construction worker fatalities are rising—here’s how to reduce the incidence of on-site accidents.
broken glass
Business Insurance Basics
Business interruption insurance and coverage basics
Understanding business interruption insurance and coverage is critical to ensuring your business is protected during unforeseen circumstances.
school lockers
Risk Management
School’s in session: Understanding education related risks
Learn how to identify and mitigate the greatest risks facing educational institutions.
blue agave covered in snow
Risk Management
Climate change: What are the negative effects on businesses?
What you need to know to understand, prepare for, and reduce the impact of climate change on your organization.
risk management
Risk Management
Why you need a risk management program
Here are some areas where your business may be vulnerable to risks, and recommendations for steps you can take minimize them.
charred keyboard
Business Insurance Basics
Is my business covered for that?
These nine business insurance coverages are often overlooked, leaving some businesses exposed to substantial risk.
leaking water pipe
Risk Management
How IoT water leak detection systems mitigate can protect your business from water damage
Water damage can be expensive and disruptive for businesses; IoT water leak detection systems can help minimize the damage.

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