your collections

Personal collections coverage highlights

Individualized coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most collectible losses with no deductible.

Automatic coverage for new items

If you already have collectibles itemized on your policy, your newly acquired items are covered for up to 90 days (25 percent of the itemized coverage).

Liberal appraisal requirements

We only require appraisals for individual collectibles valued at $50,000 or more. Otherwise, we just need a detailed description and estimated value.

Paying market value

If the market value of an item before a loss exceeds the amount of coverage, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value.

Agreed value feature

We’ll work with you upfront to determine the value of your collectibles. Then, for covered total losses, we’ll make sure you get 100 percent of the agreed value as a cash settlement.

Blanket or scheduled items

Protect your entire collection of stamps, coins, wine, sports memorabilia, silver, or other collectibles with blanket coverage, itemize individual pieces, or do both. It’s up to you.

Coverage related to personal collections insurance

Wine & Spirits insurance
Protect your wine and spirits with broad coverage and unparalleled service.
Fine Arts insurance
Protect your art with some of the broadest coverage available.

Insight and expertise

We help you stay ahead — and informed with these helpful tips and tricks
emergency plan
How to create a disaster plan for your valuables
Learn how disaster planning can help protect your valuables from wildfire, flood, or hurricane with expert tips on storage, inventory, and professional support.
antique paintings
Inherited art collections: Five steps now to help preserve value for years
The next 20 to 30 years will see an unprecedented transfer of intergenerational wealth. Learn more about how to help preserve value in your inherited art collections.
person-with-a-checklist-on-home-inventory
Protecting what tells your story: A conversation about why home inventories matter
By creating and maintaining an accurate, detailed home inventory, you can feel confident that you have the right coverage and have the documentation needed to recover from a loss.
art gallery
Tips for protecting and preserving your art collection
Protecting your art is essential to ensuring it can be enjoyed for years to come. Some risks may be incomprehensible. Be thorough in your preservation with these steps.
woman hanging painting at gallery
A collector’s guide to appraisals
An appraisal provides documentation to substantiate the existence, condition, and value of your collection.
hugging couple with engagement watches
Trends and insights into the rising demand for luxury watches
Consumers are steering away from fast fashion and investing in long-lasting, quality items. Here are a few trends we’re seeing and what that means for the booming luxury watch market.
winerack wine bottles
5 things that can go wrong when cellaring wine and how to prevent them
Wine is an organic asset with a limited lifespan and a peak drinking time window. Whether you own one bottle of wine or over a thousand, make sure you understand what can go wrong with your wine – and what you can do to help protect it.
business people wearing masks
5 critical things to do before buying jewelry online
While buying jewelry online can be convenient, it is wise to proceed with caution and make sure your purchase is legitimate and arrives in your hands whole and beautiful. Here are a few things you’ll want to do before you click “purchase” online.

Get a valuable articles insurance quote

Work with an independent agent to get personalized insurance solutions.