your collections

Personal collections coverage highlights

Individualized coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most collectible losses with no deductible.

Automatic coverage for new items

If you already have collectibles itemized on your policy, your newly acquired items are covered for up to 90 days (25 percent of the itemized coverage).

Liberal appraisal requirements

We only require appraisals for individual collectibles valued at $50,000 or more. Otherwise, we just need a detailed description and estimated value.

Paying market value

If the market value of an item before a loss exceeds the amount of coverage, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value.

Agreed value feature

We’ll work with you upfront to determine the value of your collectibles. Then, for covered total losses, we’ll make sure you get 100 percent of the agreed value as a cash settlement.

Blanket or scheduled items

Protect your entire collection of stamps, coins, wine, sports memorabilia, silver, or other collectibles with blanket coverage, itemize individual pieces, or do both. It’s up to you.

Coverage related to personal collections insurance

Wine & Spirits insurance
Protect your wine and spirits with broad coverage and unparalleled service.
Fine Arts insurance
Protect your art with some of the broadest coverage available.

Insight and expertise

We help you stay ahead — and informed with these helpful tips and tricks
designer handbags
How the next generation is driving the luxury handbag market
The U.S. luxury handbag market will grow from $10.8B in 2024 to $16.9B by 2033. With rising demand, specialized coverage is key to protecting these investments.
luxury handbag
Protecting a luxury handbag investment: Tips for next gen collectors
Younger collectors invest in luxury handbags facing unique risks. Specialized coverage, appraisals, and proper care are essential to protect their value.
designer handbag collection
How to store, protect, and enjoy your luxury handbag collection
Like many collectibles these days, the pre-loved market for luxury handbags is growing faster than primary retail sales. Learn more about ways to store and protect your luxury handbag investment.
art gallery
8 things to consider before attending an art fair
Even if you’re not an art dealer or avid collector, one of the best ways to discover new artists, buy the latest works, and stay abreast of trends in the art world is to attend an art fair.
emergency plan
How to create a disaster plan for your valuables
Learn how disaster planning can help protect your valuables from wildfire, flood, or hurricane with expert tips on storage, inventory, and professional support.
hugging couple with engagement watches
Trends and insights into the rising demand for luxury watches
Consumers are steering away from fast fashion and investing in long-lasting, quality items. Here are a few trends we’re seeing and what that means for the booming luxury watch market.
antique paintings
Inherited art collections: Five steps now to help preserve value for years
The next 20 to 30 years will see an unprecedented transfer of intergenerational wealth. Learn more about how to help preserve value in your inherited art collections.
person-with-a-checklist-on-home-inventory
Protecting what tells your story: A conversation about why home inventories matter
By creating and maintaining an accurate, detailed home inventory, you can feel confident that you have the right coverage and have the documentation needed to recover from a loss.

Get a valuable articles insurance quote

Work with an independent agent to get personalized insurance solutions.