woman exercising in her condo

Condos & co-ops coverage highlights

Additions & alterations coverage

If you've upgraded the details of your home, like custom cabinets and appliances in your kitchen, or a state-of-the-art entertainment center in your family room, we'll replace them for their full value up to your policy limit. In certain states, you can opt in for Extended Replacement Cost coverage, which goes beyond your policy limit to rebuild or restore your home.

Loss assessment coverage

If something happens to common area property such as the pool, clubhouse or lobby, even if it's covered by your association insurance, you may still need to kick in for the policy deductible, which could be huge. We include generous coverage up to $50,000 for your share of a loss assessment; and higher amounts may be purchased in certain states. Ordinary condo insurance is limited.

Risk consulting expertise

We'll take the time to understand what makes your home unique by noting the special details - like high-end appliances, or unique moldings. We'll make sure you have the right replacement cost should the unexpected happen.

Claims excellence

Because you're our client, we look for ways to pay your claim. That's why our adjusters are trained to respond to you within 24 hours, and if approved, to pay your claims with 48. And if you need temporary housing while your condo undergoes repairs, we'll put you up at a premium hotel or help you find a rental in your neighborhood.

richard l
Testimonial

"If you care about your home and the wonderful things in it, Chubb is the only partner you want protecting it."

Richard L. | Brooklyn, NY

Coverage related to condo insurance

Home appliances & equipment
Keep your home appliances and equipment running smoothly.
Homeowners insurance
Your home is more than bricks and mortar — we've got you covered.

Insights and expertise

We help you stay ahead — and informed with these helpful tips and tricks
happy dog
Home
Help protect your pets with an animal evacuation plan
Planning for your pets’ safety is a critical part of emergency preparedness.
woman entering security code
Home
Six tips on home burglary prevention
Use these tips to keep your home safe and help prevent a burglary.
collection of shoes
Home
5 items not to overlook when valuing your wardrobe
From bespoke designer pieces to extensive shoe collections, over time it’s easy to forget just how much your wardrobe may be worth.
unhealthy tree
Home
Why it is important to give your trees a healthcare checkup
While your landscaper will focus on the beauty of your grounds, they may not pay attention to the vitality of the trees or woods around your property. That’s why, each spring, it is important to inspect the health of your trees to help eliminate infestation and disease from causing damage to your home or nearby property.
cat drinking water from sink
Home
5 questions to help you prevent water damage in your home
Water damage makes up 45% of all interior property damage, happening more than fire or theft. Learn how to protect your home.
living room with fireplace
Home
Best practices for vendor safety
Consider the following tips when you hire someone to come into your home to perform maintenance or make repairs.
charging electric vehicle
Home
EV charging at home 101: Safe installation and usage tips
If you’ve purchased or are considering investing in an electric vehicle, here are tips on EV maintenance, and safely charging your EV at home.
flashlight on the floor
Home
What to do when you’re left in the dark
Power outages can happen any time of year – and can be caused by excessive wind, cold, fire, or even an auto accident – which can put you and your family in the dark for hours or even days.

Get a condo/co-op insurance quote

Work with an independent agent to get personalized insurance solutions.