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Renters Insurance Coverage Highlights

Our Masterpiece® Renters Insurance can help protect you if the unexpected happens.

 

Replacement Cost

 

Coverage for the full cost to replace your belongings in the event of a fire, water leak, or another unexpected event.

 

Claims Excellence

 

Access to our renowned claims service, where we look for ways to say yes and pay your claim, so you’re made whole quickly.

 

Rental Car Insurance

 

Primary car rental coverage anywhere in the world when your liability limit is $1 million or more*

Do I need Renter’s Insurance?

If you rent an apartment, the landlord or owner is usually responsible for insuring the building, but little else. That means, whatever is in your apartment is yours to protect. A renter’s insurance policy can help you protect your home and its contents from fire, water leaks, or other unexpected events.

Masterpiece® Homeowners Brochure

Protect your house, so it always feels like home.

Related Coverage

Home Appliances & Equipment
Keep your home appliances and equipment running smoothly.
Homeowners Insurance
Your home is more than bricks and mortar — we've got you covered.

Insights & expertise

We help you stay ahead — and informed with these helpful tips and tricks
lightning striking on sky
Home
When lightning strikes: How to stay safe
Although your chances of being struck by lightning in a given year are only around 1 in 500,000, it's always a good idea to use caution when the forecast calls for thunderstorms. Here's how to keep your home and your family safe.
entrance of the house
Home
The smartest way to prevent water damage – and 7 tips to get you started
As a homeowner, the odds of experiencing water damage in your home are greater than facing a fire, theft, or liability loss combined – unless you take action to prevent it now.
Home
Protecting your home from extreme heat
Take these key steps to prevent damage to your home and belongings from heat waves.
frozen red pipe
Home
Key ways to prevent water damage from frozen pipes
When the temperature falls to 32ºF or below, you can prevent water damage from freezing pipes by taking a few simple steps.
house in greens
Home
10 tasks to prepare your home for fall weather
With cooler weather upon us, you may want to make sure your home is sealed up tight and ready for winter. It’s much easier to tackle these tasks now, rather than wait to do them in the rain or snow.
flashlight on the floor
Home
What to do when you’re left in the dark
Power outages can happen any time of year – and can be caused by excessive wind, cold, fire, or even an auto accident – which can put you and your family in the dark for hours or even days.
smoke alarm
Home
Why a complete fire alarm system is a must when renovating your home
When renovating your home, consider having a professional alarm company install a central fire alarm system that protects all areas of the house.
landslide on mountain road
Home
Tips for staying safe during a landslide
Unfortunately landslides can happen suddenly and without warning. But there are things you can do to help prevent damage from a landslide and keep your family and property safe.
man watching the snowy view inside
Home
10 ways to protect your home against cold weather
As winter fast approaches, it’s time to prepare your home for the cold weather. By accomplishing these 10 simple tasks, you can increase your home’s energy efficiency and protect it against damage caused by rain, snow and freezing temperatures.
people working on home renovation
Home
10 tips for preventing fires during building and renovation work
When planning a home maintenance or renovation project, make sure your contractor and other workers follow these simple fire safety rules to keep your home safe.

Find an Agent

Speak to an independent agent about your insurance needs.

This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.