jewelry insurance

Chubb Masterpiece® Valuable Articles Coverage Highlights

Individualized Coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most jewelry losses with no deductible.

Automatic Coverage for New Items

If you already have jewelry itemized on your policy, any newly acquired pieces will be covered for up to 90 days (25 percent of itemized coverage).

Liberal Appraisal Requirements

We only require appraisals for individual jewelry pieces valued at $100,000 or more. Otherwise, we just need a detailed description and estimated value.

Paying Market Value

If the market value of an item before a loss exceeds the amount of coverage, we'll pay up to 150 percent of the amount, itemized on your policy to account for increases in market value.

Agreed Value Feature

We’ll work with you upfront to determine the value of your jewelry. Then, for covered total losses, we’ll reimburse you 100 percent of the agreed value as a cash settlement.

Blanket or Scheduled Items

Protect your entire jewelry collection with blanket coverage, itemize your individual pieces, or do both. It’s up to you.

Why Should I Insure My Jewelry?

Whether you own one piece of fine jewelry, a number of vintage watches, or a whole collection of valuable items, insurance for your jewelry can provide you with peace of mind, knowing that you’ll be able to repair or replace it after a covered event.

With Chubb jewelry insurance, you’re automatically covered for new purchases and for jewelry on loan or consignment, and you’ll have access to qualified experts who can share tips on how to protect your jewelry from burglary or refer you to the jewelry specialists you need.

In-House Jewelry Services

Masterpiece® Valuable Articles Insurance Brochure

Insure your valuables with confidence.

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Insights and expertise

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Learn how to travel safely with luxury jewelry & watches. Protect your valuables from theft, loss and damage with expert tips & insurance advice.
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How the Next Generation is Collecting and Protecting Valuables Online
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