Human Services Insurance Coverage Highlights

Benefits
  • Staff who understands the unique and complex challenges of the human services industry.
  • Physicians may be included as insureds. Employed and Contracted. Psychiatrists are covered.
  • Dedicated Risk Management team providing a tailored loss control approach.
  • Premium Installments.
  • Available in all States.

 

Coverage
  • Coverage for independent contractors.
  • Comprehensive property and casualty insurance for behavioral healthcare and addiction treatment facilities.
  • Professional and general liability available on a claims-made or occurrence basis.
  • Prior Acts coverage is available.
  • Abuse and molestation coverage options.
  • General liability and property coverage extension endorsements which address the distinct exposures of the human services industry.

 

Limits
  • Limits up to $10M may be available.
  • Separate, dedicated abuse limit may be available.
  • Based on underwriting guidelines and account characteristics.

 

Client Profile
  • Organizations providing residential or outpatient behavioral and mental health treatment programs.
  • Alcohol and substance abuse treatment facilities offering a variety of services such as residential or outpatient counseling, workshops, or vocational services.

 

Resources

 

Contacts

Irwin Siegel Agency

800-622-8272.

 

Robin Houck

Irwin Siegel Agency

800-622-8272

robin.houck@siegelagency.com