Insurance for Museums, Art Galleries & Cultural Institutions

From museums and historic buildings to botanical gardens and zoos, each cultural institution must responsibly protect its facility, its collections, and its operations. The risks these institutions face are as unique as their exhibits. With decades of risk management experience and tailored insurance products, Chubb is prepared to meet the specialized needs of many cultural institutions.
woman hangs painting in art gallery

Who we serve

Products & Services

Directors & officers liability insurance
In an increasingly litigious business landscape, safeguard the personal assets of your directors & officers as well as your balance sheet from legal costs and liability damages arising from D&O duties.
Employment practices liability insurance
Companies in every industry increasingly face potential litigation from employee-related claims such as perceived harassment, wrongful termination, breach of contract, discrimination or other work-related issues.
Accident & health insurance
Chubb offers innovative, specialized accident and health insurance programs with global expertise, strong financial security, and leading technology.
Workers' compensation insurance
Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and management, and litigation and recovery management.
Umbrella & excess liability insurance
Our robust, feature-rich policies offer insurance protection on an excess or umbrella basis over and above your underlying policy limits and coverage options for your organization's unique exposures.
Multinational insurance
U.S.-based companies with global operations want their insurance programs to be consistent across their sites and operations. Chubb’s tailored multinational coverage can help smooth that process.
metal manufacturing

Chubb Risk Consulting

Our team of world-class industry professionals is readily available to partner with your business and effectively mitigate any risks you may face.
Services for Cultural Institutions

With decades of risk management experience and tailored insurance products, Chubb is prepared to meet the specialized needs of many cultural institutions.

Prepare and prevent with Chubb Risk Consulting

Our in-house network of nearly 500 risk engineers around the globe will help your business anticipate and minimize costly exposures.

Chubb Risk Engineering Center

Our interactive state of the art facility for the next generation of risk management can help your business reduce the risk of loss.

Protecting property from dynamic risk

As climate events increase in frequency and intensity, businesses, communities and homeowners are confronted with ever-increasing challenges and critical decisions. Chubb Resilience Services offers comprehensive solutions to help decision-makers understand their exposure to physical climate risk, how it will evolve over time, and what can practically be done to mitigate against that risk.

Recent claim scenario

Water sensor program saves historic facility from costly water damage

A facility that houses one-of-a-kind items or historic/aesthetic/architectural features incurred water damage due to plumbing leak in bathroom. The insured had worked with Chubb Risk Consulting on a water sensor program during the previous renewal term. 

Resources

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
vacant commercial real estate building
Trends in commercial real estate
Identifying and mitigating risk in underperforming commercial real estate properties.
business woman
5 steps for creating a business continuity plan
Risk managers advise that one of the best ways to make sure your business can reopen quickly – and stay successful – after a disaster is to develop a business continuity plan.
two men discussing business
3 tips to help your insurance agency succeed in uncertain times
How to safeguard your insurance business and differentiate yourself from competitors.
business woman leading meeting around conference table
Middle Market Indicator Fall Update: Middle Market Leaders Navigate an Evolving Risk Landscape
This mid-year update, based on the MMI survey fielded in June 2025, explores leaders’ views on risk exposures and readiness.
business woman leading meeting around conference table
Middle Market Indicator Fall Update: Uncertainty weighs on Middle Market leaders
This mid-year update, based on the MMI survey fielded in June 2025, spotlights executives’ views on business challenges, growth drivers and economic outlook.

The right coverage for your museum, art gallery or cultural institution in a few clicks

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S.- based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.