Insurance for Museums, Art Galleries & Cultural Institutions

From museums and historic buildings to botanical gardens and zoos, each cultural institution must responsibly protect its facility, its collections, and its operations. The risks these institutions face are as unique as their exhibits. With decades of risk management experience and tailored insurance products, Chubb is prepared to meet the specialized needs of many cultural institutions.
woman hangs painting in art gallery

Who we serve

We provide tailored insurance to a wide variety of cultural institution clients, such as
  • Aquariums
  • Arboretums
  • Art galleries
  • Botanical gardens
  • Historic sites and buildings
  • Historical societies
  • Libraries
  • Museums
  • Nature centers

Products & Services

Directors & officers liability insurance
In an increasingly litigious business landscape, safeguard the personal assets of your directors & officers as well as your balance sheet from legal costs and liability damages arising from D&O duties.
Employment practices liability insurance
Companies in every industry increasingly face potential litigation from employee-related claims such as perceived harassment, wrongful termination, breach of contract, discrimination or other work-related issues.
Accident & health insurance
Chubb offers innovative, specialized accident and health insurance programs with global expertise, strong financial security, and leading technology.
Workers' compensation insurance
Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and management, and litigation and recovery management.
Umbrella & excess liability insurance
Our robust, feature-rich policies offer insurance protection on an excess or umbrella basis over and above your underlying policy limits and coverage otpions for your organization's unique exposures.
Multinational insurance
U.S.-based companies with global operations want their insurance programs to be consistent across their sites and operations. Chubb’s tailored multinational coverage can help smooth that process.
Recent claim scenario

Water sensor program saves historic facility from costly water damage

A facility that houses one-of-a-kind items or historic/aesthetic/architectural features incurred water damage due to plumbing leak in bathroom. The insured had worked with Chubb Risk Engineering on a water sensor program during the previous renewal term. 

Chubb Risk Engineering

Increasing globalization, new business models, changing technology, an evolving risk management approach — as you face these challenges, Chubb can craft risk engineering solutions to address your specific risks. Our in-house network of more than 400 risk engineers around the globe helps companies anticipate and minimize costly exposures.

Resources

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
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All business sizes
5 tips for an ergonomic workspace
When you think about calling in sick to work, typically a cold or the flu may come to mind. But the fastest-growing category of workplace injury—and a major cause of time off work—is something called a Musculoskeletal Disorder (MSD).
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Risk Management
Preparing your long-term care facility for emergencies
A comprehensive, up-to-date plan can help mitigate the impact of disasters and infectious diseases.
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Risk Management
Fire prevention for businesses
Property fires are a constant threat for businesses and can cause severe business disruption.
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Risk Management
5 steps for preventing construction falls
Construction worker fatalities are rising—here’s how to reduce the incidence of on-site accidents.
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Workplace
Understanding and preventing hearing loss in the workplace
Learn how to protect your employees’ hearing from noise and chemical exposures.
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Workplace
Preventing and responding to workplace violence
Key actions can help your organization limit the risk of workplace violence.
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Risk Management
School’s in session: Understanding education related risks
Learn how to identify and mitigate the greatest risks facing educational institutions.
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Risk Management
Climate change: What are the negative effects on businesses?
What you need to know to understand, prepare for, and reduce the impact of climate change on your organization.
risk management
Risk Management
Why you need a risk management program
Here are some areas where your business may be vulnerable to risks, and recommendations for steps you can take minimize them.
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Risk Management
How IoT water leak detection systems mitigate can protect your business from water damage
Water damage can be expensive and disruptive for businesses; IoT water leak detection systems can help minimize the damage.

The right coverage for your museum, art gallery or cultural institution in a few clicks

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S.- based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.