Business Owner’s Policy (BOP) Insurance

Chubb BOP Insurance protects small business owners with up to $30M in revenue, in more than 500 business classes across the following industries:

• Artisan contractors
• Clubs and associations
• Cultural institutions
• Financial services
• Food services
• Healthcare
• Life sciences
• Manufacturers
• Real estate
• Retail stores
• Service businesses
• Technology
• Wholesale businesses

The Chubb Business Owner’s Policy provides superior coverage tailored for your small business. The state-of-the-art policy is crafted to address specific industry risks with multiple features for property and liability insurance.

Optional BOP coverage enhancements:

• Property enhancements including a unique automatic blanket limit of insurance concept that ties together essential property coverages. This allows you to use your insurance dollars where you need it the most following a loss.
  
• Liability enhancements including broad named insured and blanket additional insureds
• Privacy and data breach
• Earthquake (in selected states)
• Employment practices liability
• Foreign liability including kidnap and ransom
• Electronic data liability
• Equipment breakdown
• Water back-up and sump overflow
• Professional liability insurance for barbers, dental labs, florists, funeral directors, hair stylists, hearing aid establishments, optical establishments, printers, and veterinarians
• Crime, including forgery and alteration, money and securities, as well as employee dishonesty

Building your portfolio with Chubb means broad, state-of-the-art insurance protection all in one place. Add supporting insurance products to Chubb's Business Owner's Policy for the complete insurance solution.

Umbrella – Umbrella insurance from Chubb provides an additional layer of coverage over existing liability policies, offering your small businesses even more protection.

Workers' Compensation – Our workers’ compensation policy provides small business owners with a broad insurance solution to help protect them and their employees should an injury or illness occur on the job. Chubb provides more than just excellent coverage, we provide world-class claims service and peace of mind that comes with being a Chubb insured.

Commercial Auto – Chubb's commercial auto policy includes personal injury protection, uninsured and underinsured motorist limits up to $1M as well as endorsements that include additional coverages where available.

Management Liability – Chubb’s The ForeFront Portfolio suite of coverages provides management liability insurance including employment practices, fiduciary liability, directors & officers, and crime.

Cyber Enterprise Risk Management (ERM)/DigiTech® ERM – Using a three-pronged approach, Cyber ERM and DigiTech ERM incorporate risk transfer, loss mitigation services, and post-incident services to help protect your small business from constantly evolving cyber risks.

Learn more about Chubb BOP coverage today.

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