Insurance for Retail and Consumer Services

Retailers are a critical part of our consumer economy, with over a million outlets and a combined annual revenue of almost $7 trillion in the United States. Retailers employ millions of people not only at the customer retail level, but at distribution facilities and the transportation of goods between those two points.
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We provide tailored insurance to a wide variety of retail stores, such as

Get tailored insurance coverage for your retail and consumer services business

Retailers are a critical part of our consumer economy, with over a million outlets and combined annual revenue of almost $7 trillion in the United States. Competition continuously grows, cybersecurity threats loom, and supply chain issues quickly emerge. Chubb understands that risk management is critical to maintaining profits and staying competitive. Chubb has deep knowledge and expertise in the retail business space and stands ready to assist you with proven risk management solutions.

Accident & health insurance
Chubb offers innovative, specialized accident and health insurance programs with global expertise, strong financial security, and leading technology.
Workers' compensation insurance
Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and management, and litigation and recovery management.
Multinational insurance
U.S.-based companies with global operations want their insurance programs to be consistent across their sites and operations. Chubb’s tailored multinational coverage can help smooth that process.
Cyber insurance
Our cyber enterprise risk management insurance covers business interruption loss due to network failure or attack, as well as investigation costs, legal costs, and other expenses.
Directors & officers liability insurance
In an increasingly litigious business landscape, safeguard the personal assets of your directors & officers as well as your balance sheet from legal costs and liability damages arising from D&O duties.
Umbrella & excess liability insurance
Our robust, feature-rich policies offer insurance protection on an excess or umbrella basis over and above your underlying policy limits and coverage options for your organization's unique exposures.
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Chubb Risk Consulting

Our team of world-class industry professionals is readily available to partner with your business and effectively mitigate any risks you may face.
Services for Retail and Consumer

Chubb has deep knowledge and expertise in the retail business space and stands ready to assist you with proven risk management solutions and experience

Prepare and prevent with Chubb Risk Consulting

Our in-house network of nearly 500 risk engineers around the globe will help your business anticipate and minimize costly exposures.

Chubb Risk Engineering Center

Our interactive state of the art facility for the next generation of risk management can help your business reduce the risk of loss.

Protecting property from dynamic risk

As climate events increase in frequency and intensity, businesses, communities and homeowners are confronted with ever-increasing challenges and critical decisions. Chubb Resilience Services offers comprehensive solutions to help decision-makers understand their exposure to physical climate risk, how it will evolve over time, and what can practically be done to mitigate against that risk.

Middle Market Indicator

Chubb partners with the National Center for the Middle Market (NCMM) to support the Middle Market Indicator (MMI), a semiannual research survey launched in 2012. The insights gained through this partnership plant the seeds of new ways Chubb can support and protect middle market businesses in a rapidly changing world. The MMI polls 1000 executives (CEOs, CFOs and other financial decision makers) from middle market companies with $10 million to $1 billion in annual revenue.

high-end retail store
Recent claim scenario

Fire threatens high-end boutique’s stock

A high-end clothing boutique suffered extensive smoke damage to stock due to a fire in a neighboring building. The customer was concerned about protecting its brand and the implications of salvaging any stock. 

 

Claims worked closely with the client to ensure the stock was managed appropriately and quickly get the store open. 

Resources

Chubb has deep knowledge and expertise in the retail business space and stands ready to assist you. 

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
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The right coverage for your retail business in a few clicks

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S.- based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.