Railroad

Railroad operations and contractors have unique liability needs. We offer coverage designed specifically for damages resulting from covered perils.

A contractors’ general liability policy is not sufficient to address the unique set of risks that construction projects built alongside or over a railroad tend to carry.  In fact, CGL policies typically exclude the contractor’s work within 50 feet of a railroad. Therefore, railroad operators will require the contractor(s) to provide a Railroad Protective Policy in addition to all other insurance requirements. The coverage is project specific and covers bodily injury and property damage arising from acts or omissions relating to job-site operations being performed by the designated contractor.