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Chubb Climate+ spans major industries, with a goal of enabling climate change progress in a meaningful way.
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All Chubb policyholders are eligible for cyber services. Get the most value from your Chubb policy and schedule a consultation today.
In a complex world, Chubb’s support for multinationals and their brokers when choosing the right cover has never been more valuable.
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As one of the world's largest providers of jewellery and fine art insurance, you can count on our unparalleled service and expertise, offering some of the broadest protection available.
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MasterPackage™ for HealthTech Companies
Focus Area
We like to insure:
- Medical Imaging and Diagnostic Software
- Data Collection and Analytic Platforms
- Remote Monitoring, Software & Devices, Wearables & Biosensors
- Clinical Decision Support Systems
- Healthcare Apps and IoT
- Telehealth Software
- Medial Research & Drug Discovery Support Tools
What it covers:
MasterPackage for HealthTech Companies includes the following sections of cover:
- Property damage
- Business interruption
- Terrorism in Great Britain
- Employers’ liability
- General Liability
- Including public liability, product and services liability, healthcare services, and grievance liability
- Product and Services Professional Indemnity
- Cyber Insurance
With the option to include:
- Legal expenses
- Marine cargo
- Kidnap and extortion expenses
Coverage Highlights
Our policy contains a generous range of extensions, specially designed for HealthTech risks
- Claims preparation costs
- Loss prevention expenses
- Recompilation of valuable papers
- Computer and machinery breakdown
- Personal data liability
- Research and development property
- Contamination clean-up
- Perishable property and scientific animals
- Product recall expenses, environmental liability
and more...
Important: Full terms, including sublimits, are outlined in the policy and are only active if specific sections are purchased. Please ensure you read the policy wording for how these extensions are applied.
We provide £500,000 of cover to be allocated across a number of key extensions at the time of loss, leaving you free to deploy this cover when you need it most and not having to second guess where you may need it at the time of loss.
Where public and products liability cover is purchased as part of MasterPackage™ an emergency response helpline is included, which is available 24 hours a day, 7 days a week. Up to £100,000 of crisis response expenses are also available for expenses incurred as a result of damage or bodily injury to third parties.
Why Choose MasterPackage™?
Package solution
- Seamless integration of cover across different sections of a policy reducing the potential for gaps in coverage.
Broad Coverage
- MasterPackage™ is designed to deliver broad all-risks cover with a wide range of extensions available.
Wide appetite
- MasterPackage™ offers comprehensive protection that meets the diverse needs of businesses across various industries.
Single Empowered Underwriter
- Your quote will be written by a single, dedicated underwriter, empowered to high levels of authority.
Regional Office Network
- MasterPackage™ is offered across our office network, allowing you to trade locally.
Global Reach
- Our global reach and multnational capabilities mean clients with operations around the world are in safe hands
Online Health & Safety Resources
Unlimited free access for all our Employers Liability policyholders to accredited eLearning and technical resources to help you achieve compliance.
FAQs
HealthTech sits at the intersection of technology and life science. The use of technology in healthcare creates new exposures which requires cover for product, service or software failures which results in financial or bodily injury. HealthTech can refer to a broad range of applications and businesses, for Chubb, HealthTech refers to businesses that provide technology solutions, products and services for the healthcare and life sciences industries.
HealthTech is best summarised as those who provide technology solutions, products and services for the healthcare and life sciences industries. Our appetite includes technology used to protect humans and animals from disease or death. It can be used for the diagnosis, treatment or monitoring of a particular, or range of, known or unknown medical conditions; recording, analyzing, responding and/or reacting to, or presenting medical information. Segments such as Medical Imaging and Diagnostic Software, Telehealth Software, Data Collection and Analytic Platforms, Clinical Decision Support Systems, Remote Monitoring Software and Devices, Wearables and Biosensors, Healthcare Apps and Medical Research and Drug Discovery Support Tools.
The product provides cover for bodily injury and financial injury from products and services, there is an element of incidental healthcare but this is not intended to be a medmal policy. We do not have appetite for organisations with a clear Healthcare footprint.