Technical Lines

Insurance for construction and engineering firms, as well as other industries for their plant and machinery.

Products & Services

Find your ideal construction business insurance
Construction All Risks - Builders Risk

Construction insurance intelligently tailored for the industry’s changing challenges.

Engineering - Boiler and Machinery

Our equipment cover ensures your business is well protected against breakdowns.

 

Construction & Engineering Industry Expertise

Construction firms face complex risks due to ongoing expansion and technological innovation. We offer specialised coverage, robust risk management programmes, and support in developing safety culture for contractors and project owners. Power generators and industrial companies also encounter challenging risks in a dynamic sector, relying on reliable machinery to meet business needs.

 

Chubb provides comprehensive Property All Risks coverage, including Machinery Breakdown, which is often excluded in other policies. Our experienced underwriters and engineers understand the power industry's unique risks, ensuring long-term protection for your business.

Focus Area

We provide trusted construction and engineering insurance expertise across many sectors and project types in the industry

  • Construction
    Contractors All Risks (CAR):
    • Commercial and industrial building construction
    • Residential construction
    • Commercial and light industrial buildings - offices, hotels, schools, factories, retail etc.
    • Residential housing - houses / apartments blocks, student accommodation etc.
    • Major civil infrastructure projects including - bridges, tunnels, roads, rail, light rail, pipelines etc.
    Erection All Risks (EAR):
    • Power
    • Renewable and alternative energy including wind, solar, energy from waste biomass, battery storage and anaerobic digestion / biogas
    • Oil and gas including chemical and petrochemical
    • Mineral processing
    • Light and heavy industries including  pharmaceutical, steel, aluminium, cement etc.
  • Engineering
    Operational Power:

    All Risks (including Machinery Breakdown) Property cover for the plant and equipment and associated property within the generating industry.

    This includes:
    Gas fired or combined cycle gas turbines, steam turbines, diesels, as well as renewable and alternative energy including;  wind, solar, battery storage, energy from waste,  anaerobic digestion and biomass

    Boiler and machinery:

    Plant and machinery for industrial sectors such as factories, cement plants, motor manufacturers, steel works. Cover includes:

     

    • Physical breakdown of machinery and equipment
      When key items of machinery stop working, it’s a major business interruption for manufacturing companies. This cover is often excluded from property all-risks insurance policies

     

    • Boiler explosion
      A factory boiler explosion might wreck the boiler but could also damage the manufacturing firm’s premises as well as surrounding third-party property – with huge material, financial and liability loss. This protection is also frequently excluded from property insurance plans

     

    • Air conditioning failure
      The failure or malfunction of the air conditioning system in an office may make it too hot (or cold) for a company to stay open safely

     

    • Lifts breaking down
      In large multistorey office buildings and hotels, lifts breaking down could rapidly bring the business to a halt.

     

    We offer the construction and engineering insurance products you need – and the service you deserve. 

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