Life insurance as life changes

At Chubb Life, we offer a range of life insurance options to help protect you from the unexpected, with policies starting from as little as $20 per month. Plus you’ll get 2 months’ FREE when you join us before 30 September 2026.*

Life cover options with Chubb Life

Life & Living

Simple and affordable, Life & Living Insurance is an option for people who know what they want, and want to get it done online. You can apply for up to $1.5 million of Life Cover now.

Assurance Extra

Assurance Extra is our master policy for your personal life insurance needs. With the help of a qualified Insurance Adviser, you can mix and match nine cover options to suit your needs and budget. 

Understanding Life Insurance

Life insurance protects you and your loved ones against the unexpected.

At Chubb Life we have a range of options that you can tailor to your needs. Our policies can support you through serious sickness or injury, periods of unemployment, terminal illness, and support your family, in the event you were to pass away.

Our flexible policies adapt to your changing needs, so if you're growing your family, buying a home or planning a future with your partner, it could be a good time to review your cover. 

Key benefits of Chubb Life Insurance

Affordable options to suit your budget

Peace of mind can be as affordable as a couple of cups of coffee per week

Tailor plans to fit your needs

As your life changes, we make it easy to update your cover

Change of mind policy

You'll have 30 days to ensure your cover is right for you

Live life worry free

By knowing there will be financial support if the unexpected happens

What type of cover is right for you?

Chubb Life provides a number of insurance options to help you when you need it the most. Take a look at some of the common options other New Zealanders choose:

Life & Living - Critical Illness Cover

You can get a quote and apply directly online. Take a look at all our cover benefits and inclusions.

 

Find Out More →

Life & Living - Life Cover

You can get a quote and apply directly online. Take a look at all our cover benefits and inclusions.

 

Find Out More →

Assurance Extra - Mortgage Repayment Cover

A qualified Insurance Adviser can help you tailor an Assurance Extra policy which includes a Mortgage Repayment Cover benefit.

 

Find Out More →

Life & Living - Life Cover

An early payout for terminal illness is included as a benefit in our Life & Living - Life Cover Insurance. You can get a quote and apply directly online or take a look at all our cover benefits and inclusions.

 

Find Out More →

Assurance Extra - Income Cover

A qualified Insurance Adviser can help you tailor an Assurance Extra policy which includes an Incover benefit.

 

Find Out More →

Assurance Extra - Premium Cover

A qualified Insurance Adviser can help you tailor an Assurance Extra policy which includes a Premium Cover benefit.

 

Find Out More →

Learn about life insurance

Let's make life insurance easy. We've answered your questions, including: what is life insurance? How much do you need? When should I buy it? And other need-to-knows.

Read some of our latest insights
How to assess what insurance cover you need 
How much does life insurance cost? 
Six benefits of life insurance for women

You and your family

Becoming a parent is one of the most rewarding things in life. As your family changes, so does your insurance needs. Find out how life insurance protects you and your whanau. 

Find plans for your family

 

Or read some of our latest insights
How insurance protects your family
Choose the right life insurance cover
Ten things Dads can do before the duedate

Getting married

Getting married and planning for the future is an exciting time of change and new beginnings. It's also the perfect time to review you and your partner's insurance needs. 

Prepare for your future

 

Or read some of our latest insights
Getting engaged? Sort your finances 
Saying “I do” to life insurance - how much cover do married or de facto couples need? 
Getting married? Sort your life insurance

Owning a home

For many of us, purchasing your own home is one of life's milestones. Here are some things to think about if you're a homeowner or are buying or selling a house. 

Homeowner considerations

 

Or read some of our latest insights
Top tips for budgeting your finances 
Guide to buying a house 
Six events that make us rethink budgets

What our customers are saying

"Kind, very very helpful. I absolutely love you people, and I am recommending you people to anybody."

Tauranga, NZ

"I would just say that the monthly, or fortnightly payments, were pretty reasonable. After my mum died, things happened pretty quickly, and Chubb Life were very responsive after I sent through the required information. So awesome."

Huntly, NZ

"You are very friendly, super-efficient, no worries. Absolutely tops."

New Plymouth, NZ

"Have no trouble with you whatsoever. As soon as we put our claim in, the money was in the very next day. It was such a relief not to have to worry about stuff. I recommend them; very, very strongly."

Kawakawa, NZ

Insights and expertise

Stay ahead and informed with articles to help you plan, prepare and protect what matters most.
wanaka tree
The five stages of grief
If you’ve ever lost a loved one, then you’ve probably heard about the five stages of grief. These five stages are universal and are experienced by people of all backgrounds and from all walks of life.
couple on holiday
Getting Engaged? Sort Your Finances
Getting engaged is one of those “happily ever after” moments many people dream about. The anticipation of planning a wedding, and not to mention the rest of your life with someone, sure does call for celebration. But what other factors are there to consider?
couple smiling into distance
How to create a will
A common question we get asked is, “How do I go about getting a will?” Many of our LifeOne® life insurance and funeral cover insurance customers often want to know where their money will go when they pass away.
Getting advice vs. buying insurance direct
There’s no such thing as one-size-fits-all, so here at Chubb Life NZ we’re all about giving you options to make tackling the important job of getting life insurance sorted as easy as possible.

More than just life insurance

The right life insurance can you bring peace of mind from knowing that you've protected what matters most.