Why do you need Life Cover & Life Income Cover?

Benefits

Built-in benefits:
Life Cover & Life Income Cover provide several benefits that are built-in to the cover as well as some options you can choose to add at an additional cost. So it’s easy to tailor your Life Cover & Life Income Cover to suit your needs and budget.
Life Cover Benefit

Payment of the Life Cover sum insured if a life assured passes away.

Terminal Illness Benefit

An early payment of the Life Cover sum insured if a life assured is diagnosed as terminally ill.

Bereavement Support Benefit

An early payment of up to $25,000 to cover funeral expenses.

Advance Terminal Illness Benefit

An early partial payment of the Life Cover sum insured if you are diagnosed with one of the listed conditions.

Funeral Transfer Benefit

A reimbursement for the costs up to $20,000 to return your remains back to New Zealand or your home country.

Life Events Benefit

Allows you to increase your sum insured by up to $250,000 if you experience a certain life event, without further assessment of your health.

Financial and Legal Advice Benefit

A reimbursement of up to $2,500 for the costs of receiving professional advice.

Life Events Additional Cover Benefit

Allows you to add or increase accelerated Trauma Cover or accelerated Complete Disablement Cover (up to $100,000) if you experience a certain life event, without assessment of your health (Life Cover only).

Optional benefit: Business Increase

Allows you to  increase the sum insured without further assessment of health if there's a justified need for additional cover.

 

Benefits of Life Cover & Life Income Cover

Find the right cover for you

To make sure you choose the right cover for your needs, you'll need the help of a qualified Insurance Adviser. We can connect you with an Adviser near you. Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.