Fill in the Adviser form and one of our Chubb Life consultants will be in touch to assist with booking in your first information gathering appointment with a qualified Insurance Adviser.
Your Adviser will hold a fact-finding meeting to understand your insurance needs. You can choose whether your meetings are face-to-face, in a video call or over the phone.
Your Adviser will present their personalised solution and recommendations based on the information gathered in your first appointment.
Insurance that pays you a lump sum (Life Cover) or a monthly sum (Life Income Cover) if you die or are diagnosed with a terminal illness.
Insurance that pays you a monthly amount to compensate you for your lost income if you were to become disabled as a result of illness or injury.
Insurance that pays you a lump sum amount if you suffer from a defined serious illness or condition for the first time.
Insurance that pays you a monthly amount to help cover your mortgage payments, rent or to compensate you with lost income if you were to become disabled as a result of illness or injury.
Insurance that pays you a lump sum if you become completely disabled through illness or injury, you have the support you need to focus on your recovery.
Insurance that pays a monthly amount for up to six months if you're made involuntarily redundant. Redundancy Cover is only available as an added extra with Income Cover and/or Mortgage Repayment Cover.
Insurance that pays you a lump sum amount if you sustain one of the covered injuries as a result of an accident.
Insurance that pays your total premiums needed to continue your policy if you become disabled, or are made redundant or declared bankrupt.
When broadcaster Matt Gibb realised he had no life insurance in place, the Chubb Life team set out on a mission to get him covered. Watch Matt talk with Insurance Adviser, Hayley Evans.
Watch the Mission Insurable Video Series →
When broadcaster Matt Gibb realised he had no life insurance in place, the Chubb Life team set out on a mission to get him covered. Watch Matt talk with Insurance Adviser, Hayley Evans.
Watch the Mission Insurable Video Series →
Hear from Chubb Life customers and how their relationships with an Insurance Adviser made all the difference.
Grant, Taranaki
Jess, Timaru
Phil, Auckland
Dave, Petone
Yes.
You won't necessarily require a medical examination to take out a Chubb Life Insurance Policy. Medical examinations are only required for two reasons. First, if you have requested a large amount of cover. Second, if you have a medical condition that requires a doctor's input to make a fair assessment.
In some cases where you report a medical condition, we'll ask for your consent to discuss your information with your doctor, rather than ask you to visit your doctor for an examination.
Yes. You can apply to reduce or increase your requested insurance cover at any time during the assessment process. If you wish to increase cover, be aware that the process could take longer as additional information may be required.
It’s very common for insurers to increase your Life Insurance premiums as you age. At Chubb Life, depending on the premium structure you have chosen for your covers, your premiums will likely be adjusted on each policy anniversary date. These changes will reflect your current age and cover amounts. You'll always be advised in writing prior to any changes being made to your premium.
You must have a Chubb Life insurance policy that's currently in-force and has been for at least 90 days. Your premuim payments must be up to date (ie your policy is not in arrears).
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf