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Masterpiece® is Chubb’s prestige home and contents insurance offering for people with significant assets to insure who appreciate a premium level of cover and service that is customisable to their needs.
Chubb's cover options for your leisure travel.
Chubb leverages superior underwriting expertise and world renowned claims, accounts services, and financial strength to offer solutions for small and medium businesses.
Backed by our product breadth, financial strength and global network, we offer customised cover for your varied needs so that you can focus on growing your business.
Here to support you and the important work that you do.
Whether you’re a distributor or broker, you can be assured of our corporate capabilities when you partner with Chubb.
Chubb Travel Insurance establishes relationships with partners to provide personal travel insurance cover for their clients.
If you’d like to get protection from the comfort of your own kitchen, Chubb Life makes it easy. Get an instant quote from our simple online tool. You’ll be surprised about how little time it may take.
Chubb Leisure Travel Insurance can help you and your family enjoy your time overseas, knowing that should an incident happen you are Chubb-insured and there is assistance at hand.
Trauma Cover
Why do you need trauma cover?
Ongoing improvements and advancements in modern medicine mean you have a greater chance of surviving a serious illness or condition, but it can have a serious financial impact on your business. Having Trauma Cover in place can help minimise the financial impact.
Some examples of how this money can help are:
- a cash injection to help your business continue operating
- clearing business debt or loans
- recruitment costs to find a replacement person
- succession planning
- executing a buy/sell agreement.
Benefits
Benefits at a glance
Payment of the full Trauma Cover sum insured if you get a covered condition under our Full Trauma Benefit.
Benefits at a glance
An early payment of 25 percent of the Trauma Cover sum insured (up to $75,000) if you're diagnosed with one of the specific conditions.
Benefits at a glance
A partial payment of 25 percent of the Trauma Cover sum insured (up to $75,000) if you get a condition listed under our Partial Benefit.
Benefits at a glance
Allows you to convert your Life Cover to another policy if your circumstances change.
Benefits at a glance
Cover for costs of accommodation and transport for a support person to go with you if you need to travel away from your home area for treatment.
Benefits at a glance
A reimbursement of up to $2,500 for the costs of receiving professional advice.
Optional benefits
Allows you to increase the sum insured without further assessment of health if there's a justified need for additional cover.
Optional benefits
You can ‘buy back’ your Life Cover that has been reduced if you’ve made a claim on your accelerated Trauma Cover.
FAQs
- Intentional self-harm including attempted suicide
- Taking part in a criminal activity
- If the life assured doesn't survive for at least 14 days after first meeting the criteria for a covered condition.
Trauma Cover provides you with comprehensive cover for a number of serious illnesses and conditions as outlined in the brochure linked below. To make a claim, you need to meet the relevant criteria of the condition. The full criteria can be found in the Trauma Cover policy wording.
A Full Trauma Benefit, Partial Benefit or Diagnosis Benefit may be payable depending on the criteria met for the condition.
Other Cover options
Insurance that provides a lump sum if you or a key person becomes completely or partially disabled due to illness or injury.
Insurance that pays a monthly amount in the event you or one of your key people are unable to work as a result of illness.
Insurance that provides a monthly "agreed value" benefit to help compensate for losses a new business may face if a life assu
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf