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Masterpiece® is Chubb’s prestige home and contents insurance offering for people with significant assets to insure who appreciate a premium level of cover and service that is customisable to their needs.
Chubb's cover options for your leisure travel.
Chubb leverages superior underwriting expertise and world renowned claims, accounts services, and financial strength to offer solutions for small and medium businesses.
Backed by our product breadth, financial strength and global network, we offer customised cover for your varied needs so that you can focus on growing your business.
Here to support you and the important work that you do.
Whether you’re a distributor or broker, you can be assured of our corporate capabilities when you partner with Chubb.
Chubb Travel Insurance establishes relationships with partners to provide personal travel insurance cover for their clients.
If you’d like to get protection from the comfort of your own kitchen, Chubb Life makes it easy. Get an instant quote from our simple online tool. You’ll be surprised about how little time it may take.
Chubb Leisure Travel Insurance can help you and your family enjoy your time overseas, knowing that should an incident happen you are Chubb-insured and there is assistance at hand.
Critical Illness Cover
Why do you need Critical Illness Cover?
A serious illness or condition can have significant impact on you and your loved ones, however Critical Illness Cover can help ease the burden.
With this cover in place, you’ll receive a lump sum payment if you suffer from one of the 47 conditions we cover, and it’s your choice how you use the money.
Some examples of how this money can help are:
- subsidise a lost income
- cover day-to-day expenses (eg power, phone, food, petrol)
- help cover debts (e.g. mortgage, credit cards)
- assist with medical costs associated with recovery
- seeking alternative treatments
- paying for home alterations, rehabilitation, and home help.
Watch our short video to see how Critical Illness Cover can help reduce the financial impact and allow you to focus on what’s most important – your recovery.
Understanding your cover
- As your life changes, your cover can be tailored over time to meet your needs with the Life Events Benefit.
- You can take out Critical Illness Cover at any age between 18 and 70 years old.
- You can take out cover of up to $1 million.
- Your cover will be adjusted each year to keep up with inflation, unless you choose to decline this.
- If you decide that this insurance isn’t right for you within 30 days of your policy starting, we’ll refund any premiums paid and cancel your policy.
Critical Illness Cover provides cover for a total of 47 critical illness conditions including cancer, heart attack or stroke, and will pay a lump sum if the life assured or a dependent child meets the defined criteria. The full list of covered conditions can be found in the policy wording.
With the Life Events Benefit, you can increase the Critical Illness sum insured when certain events happen in a life assured’s life.
If the life assured experiences a certain life event, you can apply to increase the Critical Illness Cover sum insured without assessment of their health.
Your premiums will increase from the date we’ve increased the sum insured.
We cover certain life events
You can increase the Critical Illness Cover sum insured for a life assured if they experience a significant event in their life such as, getting married or entering a civil union, having a child, buying a house or property investment.
You can increase the sum insured for each event. For a full list of eligible events, limits and T&C's, see policy wording
Claims that are a direct or indirect result of the following won't be paid:
- intentional self-harm, including attempted suicide
- taking part in a criminal activity
- harm to a child we cover under a benefit that you or the child’s parents or guardians cause
Some conditions also aren't covered if signs or symptoms occur in the first 90 days of your application being submitted.
We can't pay any benefit if the life assured, or a child that is covered, doesn't survive for at least 14 days after first meeting the criteria for a covered condition.
For more information, see the policy wording
Key benefits
Resources
For everything you need to know about Life & Living Insurance, download a copy of the policy documents.
To ensure you understand the full cover and potential exclusions, please read these documents together.
For everything you need to know about Critical Illness Cover, download a copy of the policy wording.
To ensure you understand the full cover and potential exclusions, please read these documents together.
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf