- Businesses
- Individuals & Families
- Partnerships
- Brokers
As the global population grows and energy demands increase, clean technology companies are critical to the global economy. Being prepared for the changing risk landscape is more important than ever.
Stack up your cyber protection with Chubb.
All Chubb cyber policyholders are eligible for cyber services. Get the most value from your Chubb policy and request access today.
In a complex world, Chubb’s support for multinationals and their brokers when choosing the right cover has never been more valuable.
Protecting all that makes your house, your home.
As one of the world's largest providers of jewellery and fine art insurance, you can count on our unparalleled service and expertise, offering some of the broadest protection available.
As pioneers of using in-house appraisers to help clients establish the value of their property, and mitigate the risk of loss, our appraisal service is a key reason why owners of fine homes and high value possessions around the world choose Chubb
Build your business by providing the protection your customers need – it’s insurance for the new possible.
The seamless, secure, and scalable engine behind new possibilities for your company and customers.
Travel insurance made easy.
Premises Pollution Liability Insurance
Risk Scenarios
Who it’s for
We offer highly effective pollution cover for many sectors and business activities, including but not limited to:
- Agriculture
- Chemical and petroleum storage
- Construction
- Industrial and manufacturing
- Utilities, including renewable energy
- Commercial and retail properties
- Transportation
- Real estate
- Public sector organisations
- Hotels and hospitality
- Education
- Healthcare
What it covers
Chubb premises pollution liability insurance safeguards you against a range of liabilities and issues, such as:
- Gradual and Sudden and Accidental first - and third party environmental liabilities
- Regulatory clean-up costs – for your own premises and any offsite land, water or natural resources
- Liability for third-party bodily injury, property damage, clean-up expenses and nuisance
- Third-party claims for pollution caused by the transportation of products or waste
- First-party business interruption resulting from pollution
- Liability for biodiversity damage, including complementary and compensatory remediation costs
1. A dairy facility incident
A dairy facility accidentally released 30m3 of water containing ammonia (NH3) into a river.
Effect
Pollution was detected in the river four days after the release. About 20km downstream was contaminated. 3.5 tons of dead fish were collected.
Cost
Estimated loss to the business was £210,000
2. A swimming pool incident
Swimming pool chemicals merged with cleaning agent at a hotel spa facility.
Effect
The merged chemicals gave rise to a mustard gas claim, causing potential danger to employees and guests.
Chubb managed the on-site clean up.
Cost
Estimated loss to the business was £25,000.
3. A logistics warehouse incident
A heating oil tank attached to a logistics warehouse developed a fracture in an underground pipe.
Effect
Over time fuel oil seeped from the tank into the surrounding soil and groundwater, contaminating both the logistics warehouse land and the neighbouring business. The extent of the contamination was not realised until oil was noted in a nearby watercourse.
Cost
Estimated loss to the business could be £800,000.
Are your clients exposed to environmental risk?
We offer a broad range of environmental risk solutions and can provide expertise, cover and risk appetite for a variety of industries
Insights & Resources
Globalisation offers businesses of all sizes potential operational benefits and opportunities to expand, but it can also be a source of new and different types of risks. Notably, man-made environmental disasters are a top-10 global risk in terms of both likelihood and impact, according to the World Economic Forum’s Global Risks Report 2019.
Environmental risk is a part of every organisation’s profile. Strategy and operations are increasingly shaped by regulation, which is often complex to navigate. Chubb’s expertise and partnered approach provides a solution to these challenges.