- Businesses
- Individuals & Families
- Partnerships
- Brokers
Chubb Climate+ spans major industries, with a goal of enabling climate change progress in a meaningful way.
Stack up your cyber protection with Chubb.
All Chubb cyber policyholders are eligible for cyber services. Get the most value from your Chubb policy and request access today.
In a complex world, Chubb’s support for multinationals and their brokers when choosing the right cover has never been more valuable.
Protecting all that makes your house, your home.
As one of the world's largest providers of jewellery and fine art insurance, you can count on our unparalleled service and expertise, offering some of the broadest protection available.
As pioneers of using in-house appraisers to help clients establish the value of their property, and mitigate the risk of loss, our appraisal service is a key reason why owners of fine homes and high value possessions around the world choose Chubb
Build your business by providing the protection your customers need – it’s insurance for the new possible.
The seamless, secure, and scalable engine behind new possibilities for your company and customers.
Travel insurance made easy.
Excess Liability Insurance
Risk Scenario
Who it’s for
Our excess protection supports a variety of businesses and industry sectors including:
- Multinational risks with global exposures
- Small to medium enterprises
- Construction
- Energy
- General manufacturing
- Automotive businesses
- Food and drink
- Consumer goods
- Technology companies
- Real estate
What it covers
You benefit from additional layers of protection when you need it most, for:
- Lead or excess placements
- Insurance drop-downs beyond exhausted primary limits
- Advertising injury
- Sudden and accidental pollution
Employee accident results in £3m claim
A man employed by a company to erect and dismantle exhibition stands was helping to load a stand onto a trailer. He noticed some loose equipment on top of the load and decided to climb onto the trailer to try and secure the items. He grabbed hold of an item he thought was secured, but it was not and he fell to the floor. He suffered severe spinal injury and has been left a tetraplegic. A claim of £3 million was lodged.
Simple construction mistake causes £3.2m of claims
A builder constructing a block of apartments over-excavated a retaining wall. The wall was undermined and collapsed causing damage to other properties and injuring one person. Claims totalling £3.2 million were lodged.
A fire leads to £4m of claims
A company was engaged in upgrading ovens at a factory. While the burners were being commissioned a fire started in one of the ovens causing serious damage to all three as well as the surrounding fabric of the building. A claim totalling £4 million was lodged for property damage and business interruption losses.
The examples of claims or situations on this site do not imply that similar circumstances would constitute a valid claim. Each claim is reviewed individually in accordance with the specific policy wording.
FAQS
All businesses are exposed to unforeseen risks, which can be complex and costly. Excess liability provides an extra layer of protection. The coverage sits over and above the primary insurance policy to cover the costs relating to large claims that would otherwise have serious financial consequences for the business, such as injuries to employees and third-parties.
The indemnity limits are £75million / $100million / €100million