Fleet

Chubb Motor Fleet Insurance offers comprehensive coverage tailored for large fleet operators (of over 100 vehicles), helping you guard against risks like vehicle damage, accidents, and third-party liabilities. With effective processes for managing claims, Chubb ensures that fleet operators can quickly recover and return to their daily operations, reducing downtime and associated costs.
lorries-at-distribution-centre

Who we insure

Who’s it for:

Chubb insures large fleets operating in the following sectors:

  • Logistics
  • Construction
  • Contractors
  • Infrastucture and Utilities
Types of vehicles:
Chubb insures large fleets comprising of:
  • Heavy vehicle transport
  • Refrigerated vehicles
  • Tippers, tankers and recovery vehicles
  • Trailers  
Out of appetite:
  • Bus and coach operators
  • Hire and Reward
  • Taxis
  • Couriers
  • Self-drive-hire
We can also write the following where included as part of a package:
  • Private Cars
  • Small Commercial
  • Tool of trade 

Coverage

Comprehensive
Our comprehensive cover includes first party damage, including fire and tehft, third party damage and bodily injury as well as Spill Cover.
Third Party only
Third Party only provides cover for third party damage and bodily injury, and Spill cover only.

Risk engineering for logistics

At Chubb, our risk engineers understand that managing risk in Logistics is a uniquely complex interaction of high value assets, tight financial margins, rapidly developing technology, overlapping regulatory requirements, and multi-dimensional human factors.

 

Using our own bespoke assessment tools to help you, our in-house risk engineers will build a partnership with you to understand your approach, evaluate the solutions you have chosen and support your pursuit of continual improvement.
 

Potential areas of focus:
 

  • Driver selection, profiling, training, and development
  • Technology and telematics
  • Electric vehicles/alternative fuels
  • Delivery point, warehouse and depot health and safety

Chubb's claims service is designed to provide logistics companies and other large fleet operators with prompt, efficient, and personalised support during critical moments.

A robust claims service is essential, as it not only alleviates the stress of managing unexpected incidents but also ensures minimal disruption to operations. Fleet downtime can lead to significant financial losses and customer dissatisfaction. Our dedicated claims professionals and specialist partners understand the unique challenges faced by operators of large fleets, offering tailored solutions that expedite the claims process and facilitate quick recovery. This proactive approach not only enhances operational continuity but also reinforces trust and confidence in insurance partnerships, allowing companies to focus on their core operations without the burden of navigating complex claims procedures.

FAQs

Our policy provides affirmative cover for legal liability for bodily injury and property damage caused by the release of pollutants. Additionally, it provides indemnity for clean-up costs and regulatory action arising from pollution or biodiversity damage caused by the insured.

Our approach to Logistics Claims

The Chubb Claims Philosophy is ‘Setting a Standard, delivering beyond.”
 

At Chubb we understand that the handling of every claim is the most critical test of our service, our support and our reputation. Which is why our claims management sets us apart as a trusted, responsive and empathetic insurer that protects  our clients worldwide. So what makes Chubb so effective in claims handling? For us it’s 3 things:

Resources

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