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Masterpiece® is Chubb’s prestige home and contents insurance offering for people with significant assets to insure who appreciate a premium level of cover and service that is customisable to their needs.
Chubb's cover options for your leisure travel.
Chubb leverages superior underwriting expertise and world renowned claims, accounts services, and financial strength to offer solutions for small and medium businesses.
Backed by our product breadth, financial strength and global network, we offer customised cover for your varied needs so that you can focus on growing your business.
Here to support you and the important work that you do.
Whether you’re a distributor or broker, you can be assured of our corporate capabilities when you partner with Chubb.
Chubb Travel Insurance establishes relationships with partners to provide personal travel insurance cover for their clients.
If you’d like to get protection from the comfort of your own kitchen, Chubb Life makes it easy. Get an instant quote from our simple online tool. You’ll be surprised about how little time it may take.
Chubb Leisure Travel Insurance can help you and your family enjoy your time overseas, knowing that should an incident happen you are Chubb-insured and there is assistance at hand.
Premium Cover
Why do you need Premium Cover?
If you or a key person were to become disabled and unable to contribute to the business, then business priorities would change. With the right insurance in place you shouldn’t have to tighten your purse strings too much. Premium Cover assists your business by paying for the cost of your policy for the entire time you are on claim, meaning you have one less thing to budget for.
Premium Cover is an integral part of Monthly Disability Cover and Start-up Monthly Disability Cover, but it’s just as important to have alongside all of our other Assurance Extra Business Covers such as:
Regardless of the covers you choose, Premium Cover will pay your premium should you become disabled.
Benefit details
Built-in benefits
Your total premiums will be paid for if you become disabled.
Built-in benefits
Waiver of your waiting period if your disability returns within 12 months of going off claim.
FAQs
- Intentional self-harm including attempted suicide
- Taking part in a criminal activity
- Pregnancy or complications resulting from pregnancy, unless the disability lasts more than 90 days after the pregnancy
- Not following the advice and treatment of, or under the regular care of, a medical practitioner
- Increases to the total premium from increasing your cover or adding new covers while on Premium Cover claim.
It's mandatory to have Premium Cover if you have Monthly Disability Cover or Start-up Monthly Disability Cover.
Occupation classes: 1-4
Your occupation class is determined by the work you do. Your financial adviser will be able to help you work out what occupation class will apply to you.
Other Cover options
Insurance that pays a lump sum if you or a key person dies or is diagnosed with a terminal illness.
Insurance that pays a lump sum if you or a key person gets a defined illness or condition for the first time.
Insurance that provides a lump sum if you or a key person becomes completely or partially disabled due to illness or injury.
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf