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Masterpiece® is Chubb’s prestige home and contents insurance offering for people with significant assets to insure who appreciate a premium level of cover and service that is customisable to their needs.
Chubb's cover options for your leisure travel.
Chubb leverages superior underwriting expertise and world renowned claims, accounts services, and financial strength to offer solutions for small and medium businesses.
Backed by our product breadth, financial strength and global network, we offer customised cover for your varied needs so that you can focus on growing your business.
Here to support you and the important work that you do.
Whether you’re a distributor or broker, you can be assured of our corporate capabilities when you partner with Chubb.
Chubb Travel Insurance establishes relationships with partners to provide personal travel insurance cover for their clients.
If you’d like to get protection from the comfort of your own kitchen, Chubb Life makes it easy. Get an instant quote from our simple online tool. You’ll be surprised about how little time it may take.
Chubb Leisure Travel Insurance can help you and your family enjoy your time overseas, knowing that should an incident happen you are Chubb-insured and there is assistance at hand.
Chubb Life Financial Strength
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life).
Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc.
A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf
| Secure | Vulnerable | ||||
|---|---|---|---|---|---|
| A++ | A+ | Superior | B | B- | Fair |
| A | A- | Excellent | C++ | C+ | Marginal |
| B++ | B+ | Good | C | C- | Weak |
| D | Poor | ||||
| E | Under regulatory Supervision | ||||
| F | In Liquidation | ||||
| S | Suspended |
All licensed insurance companies must meet the requirements of the solvency standards for insurance business as set by the Reserve Bank of New Zealand. These solvency standards state that we must hold a minimum amount of solvency capital, so that we are in a position to pay claims to our customers during unexpected events (such as earthquakes or pandemics).
The adjusted solvency margin of Chubb Life NZ as at 31 March 2026 is $78.3m, of which $61.2m was the adjusted solvency margin of the Statutory Fund. The table below shows how the adjusted solvency margins are determined:
We calculate our capital according to the Reserve Bank standard. That’s our solvency capital. Then we compare that to the minimum amount of capital that the Reserve Bank requires us to hold (the adjusted prescribed capital requirement).
The adjusted solvency margin tells you how much more capital we hold, above the minimum set by the Reserve Bank, and the solvency ratio shows you that as a percentage. Generally speaking, a large margin helps to protect policyholders by making sure we can absorb losses before you are impacted.
Chubb Life NZ is required under the Insurance (Prudential Supervision) Act 2010 to establish a Statutory Fund. For all Chubb Life NZ's life insurance policyholders, we advise that the Statutory Fund relevant to your policies is Chubb Life NZ's Statutory Fund Number One.