If the insured passes away due to an accident during the 1st – 5th policy year, the company will provide a payout from 200%* to 1,000%* of the sum assured, which will increase by 200% annually. For example, if the insured passes away at the 3rd policy year, the company will pay 600%* of the sum assured. Additionally, in the event of the insured passing away from an accident during the 6th policy year until the age of 78, the company will pay out at 1,200%* of the sum assured.