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The nature of cyber risk continues to evolve, while the scope of vulnerability and exposure to risk expands. Driven by the successful integration of AI-driven detection systems and improved resilience, a number of global markets have seen the frequency of cyber incidents stabilize in 2025, according to recent reports. The U.S., meanwhile, marked an historic high in severity, with the average cost of a data breach in 2025 exceeding $10.2 million – more than twice the global average of $4.4 million. Ultimately, the success of any individual company – or any geographic market – in protecting against cyber incidents rides on understanding the ever-evolving threat landscape, the legal and regulatory frameworks that govern its data acquisition and storage activity, and the interconnectedness of business partners who increase exposure up and down a company’s supply chain.
Read our latest Cyber Claims report here.
This edition of the Chubb Cyber Claims report explores Chubb’s historical claims data through December 2025 to reveal insights on claim frequency and severity trends – and factors fueling these trends – to help businesses navigate a complex cyber risk environment and build financial and operational resilience.
Insights and expertise
All content in this material is for general information purposes only. It does not constitute personal advice or a recommendation to any individual or business of any product or service. Please refer to the policy documentation issued for full terms and conditions of coverage.
Chubb European Group SE (CEG) is an undertaking governed by the provisions of the French insurance code with registration number 450 327 374 RCS Nanterre. Registered office: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. CEG has fully paid share capital of €896,176,662. UK business address: 40 Leadenhall Street, London, EC3A 2BJ. Authorised and supervised by the French Prudential Supervision and Resolution Authority (4, Place de Budapest, CS 92459, 75436 PARIS CEDEX 09) and authorised and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request.