- Businesses
- Individuals & Families
- Partnerships
Enabling businesses across a wide range of industries to operate and grow with confidence.
Protecting all that makes your house, your home.
Build your business by providing the protection your customers need – it’s insurance for the new possible.
Technical Lines
Products & Services
Construction insurance intelligently tailored for the industry’s changing challenges.
The ideal plan for contractors and principal owners for major infrastructure projects including road, rail, pipelines, tunnels and bridges.
Our Erection All Risks project policy is designed to cover the erection, construction and installation of industrial equipment and covers you against all risks of physical loss and physical damage throughout the period of construction.
Our equipment cover ensures your business is well protected against breakdowns.
Construction & Engineering industry expertise
We know construction firms face increasingly complex and evolving risks due to continuous expansion and technological innovation. We provide specialised coverage, design a robust risk management programme, and help you develop your safety culture – whether you’re an individual contractor or a business owner of a project during construction.
Power generators and other industrial and manufacturing companies also face increasingly challenging and complex risks in an ever-changing sector. These industries rely on fully functioning and reliable plant and machinery to enable them to fulfil their business and customer’s needs.
Chubb understands the needs of operational power clients, offering full Property All Risks cover including Machinery Breakdown. In addition to power, other industries often see Machinery Breakdown excluded from Property All Risks insurance policies - for which we offer supremely reliable cover for your business critical equipment.
Our experienced underwriters and engineers are well versed with the needs of the power industry and the risks and dynamics facing generators and the industry in general. We are market leaders in this specific field of expertise and our products and services will protect your business for the long-term.
Construction:
Contractors All Risks (CAR):
- Commercial and industrial building construction
- Residential construction
- Commercial and light industrial buildings - offices, hotels, schools, factories, retail etc.
- Residential housing - houses / apartments blocks, student accommodation etc.
- Major civil infrastructure projects including - bridges, tunnels, roads, rail, light rail, pipelines etc.
Erection All Risks (EAR):
- Power
- Renewable and alternative energy including wind, solar, energy from waste biomass, battery storage and anaerobic digestion / biogas
- Oil and gas including chemical and petrochemical
- Mineral processing
- Light and heavy industries including pharmaceutical, steel, aluminium, cement etc.
Engineering:
Operational power:
All Risks (including Machinery Breakdown) Property cover for the plant and equipment and associated property within the generating industry.
This includes:
Gas fired or combined cycle gas turbines, steam turbines, diesels, as well as renewable and alternative energy including; wind, solar, battery storage, energy from waste, anaerobic digestion and biomass
Boiler and machinery:
Plant and machinery for industrial sectors such as factories, cement plants, motor manufacturers, steel works. Cover includes
Physical breakdown of machinery and equipment
When key items of machinery stop working, it’s a major business interruption for manufacturing companies. This cover is often excluded from property all-risks insurance policies
Boiler explosion
A factory boiler explosion might wreck the boiler but could also damage the manufacturing firm’s premises as well as surrounding third-party property – with huge material, financial and liability loss. This protection is also frequently excluded from property insurance plans
Air conditioning failure
The failure or malfunction of the air conditioning system in an office may make it too hot (or cold) for a company to stay open safely
Lifts breaking down
In large multistorey office buildings and hotels, lifts breaking down could rapidly bring the business to a halt
We offer the construction and engineering insurance products you need – and the service you deserve.