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Masterpiece® Homeowners Insurance

Masterpiece is Chubb’s prestige home and contents insurance offering for people with significant assets to insure who appreciate a premium level of cover and service that is customisable to their needs. 
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Introduction

Upgrade your home and contents insurance to Masterpiece

From your home and valuables, to prized collections and jewellery, you have a lot to insure. When you insure your home and contents with Chubb, you will receive a high level of service from an insurer who is specialised in working with successful individuals with high value assets.

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what's covered?

Covering all that makes your house, your home

As a leader in the market when it comes to providing insurance to high-net-worth Australians, Chubb is in a unique position to offer you a level of service that will ensure you have the right cover. 

Whether you’ve recently bought your house, or it’s been in your family for generations, we understand the care and attention that goes into making it your home.

 

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Home Insurance

Your home is more than bricks and mortar. It’s full of memories and you're reflected in every detail. So if you experience a claim, you’ll most likely want your life back, and to rebuild without hassles, headaches, or delay.

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Valuable Collections

As part of your Masterpiece policy, you can insure some of your vluable belongings. With a Valuable Articles Coverage extension on your Masterpiece policy, you can increase the coverage for the special possessions that matter most to you.

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Personal Liability

Whether it’s a guest injury at your home or damage to a neighbour’s property, we can offer personal liability coverage for you and your family from lawsuits that could arise.

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Family Protection

Dangers exist that can threaten your family's wellbeing. Whether you’re a victim of a home invasion, car-jacking or stalking, this coverage can provide the financial support you need for recovery.

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Personal Cyber

The need for robust cyber risk awareness and mitigation is critical in today’s environment. Insure your personal and sensitive information from cyberattacks with cyber coverage under Masterpiece's Family Protection.

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Want to learn more?

Do you have more questions on whether Chubb's Masterpiece is right for you?

If so, read about the premium level of cover we offer and our frequently asked questions.

Find out more about what is covered under a Masterpiece home & contents policy.

More on Masterpiece

Facts and Stats
 

1st

One of the first High Net Worth home and contents products in Australia

30+

Years’ experience insuring High Net Worth Australians

45+

Experienced home and contents claims handlers

Let us raise your expectations

Live in comfort

When your house is uninhabitable, We cover additional expenses for alternative accommodation.

Complimentary services

You’ll get access and referrals to Chubb's network of pre-qualified service providers.

Replacement value

We’ll insure your belongings for the amount it costs to replace them, without depreciation, up to your policy limit.

Cash settlement

In the event of a covered total loss to your home, if you decide not to rebuild or to rebuild at another location, we offer a cash settlement, up to your policy limit.

Risk consulting

Through free home appraisals, our highly trained risk consultants will visit your home to help make sure you are adequately covered.

Replacement coverage

In the event that your contents are damaged, we will replace the details that turned your house into a home, from upgraded appliances to custom cabinets, flooring or carpentry.

What makes Chubb Masterpiece® different?

Owners of valuable assets may be tempted to save on their insurance premiums, but when there is a claim, may find that they are not sufficiently covered. We put our client’s needs first with our 3-step approach.

 

Chubb's 3-step approach
Chubb's 3-step approach

Step 1 – We believe in total transparency

One of our highly trained risk consultants will visit your home once you're a Masterpiece customer. Architecture will be documented, details will be catalogued, measured and photographed – all part of our Masterpiece policy. This means we can agree with you upfront, exactly what is insured and for how much, including ‘agreed value’ for valuables and fine art - so you know the exact sum you will receive in the event of a loss.

Step 2 – We provide broad cover

We provide physical loss or damage cover (including accidental damage) with minimal restrictive conditions, no under-insurance penalties and no small print. It comes from understanding what we are insuring. We’ll make sure your belongings are covered for the amount it costs to replace them today.

Step 3 – We aim to pay claims

The moment you make a claim, we are ready to deal with it in a fast, fair and fuss-free way. We have a team of road adjustors who visit properties throughout Australia in the event of a significant claim. Our 45+ claims team based in Sydney are also not just call centre staff; many have years of experience, empowered to make swift decisions to get you back to where you were before your claim.

Let us raise your expectations of what insurers can deliver.
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testimonial

“Chubb’s quick response took away all the stress.”

Darrell B., Chubb Masterpiece client since 2014

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THOUGHT LEADERSHIP
THOUGHT LEADERSHIP

The Wealth Report: Australia

Interested to know what keeps high-net-worth Australians up at night and how they view their wealth?

The Chubb Wealth Report reveals the growing gap between what people value and how they choose to protect it. To showcase the findings, we’ve put together this report.

View the report
chubb australia wealth report
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Official Insurance Partner of the Australian Open

Chubb is proud to be the official insurance partner of the Australian Open - the first Grand Slam tournament each calendar year and one of the premier sporting events in Australia. 

AO26 marks Chubb’s sixth consecutive year as a sponsor. As one of Australia’s major sporting and cultural events of the year, the AO continues to hold true to its values of Imagination, Collaboration, Humility and Excellence – traits which inspire all of us at Chubb. 

chubb insurance australian open 2025

From the valuable to the priceless

 

Chubb is proud to provide its leading Masterpiece homeowners insurance to Grand Slam champion Ash Barty.


 




 

Ash Barty, Masterpiece Insured

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Ready to upgrade to Masterpiece?

 

Learn more about Chubb’s Masterpiece Homeowners’ Insurance by contacting us on 1800 958 233, or complete this short form and one of our Australian customer service representatives will contact you. 
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