Jewellery cover
Masterpiece®
Valuable Articles Coverage
Insure your artwork, jewellery and watches, wine and spirits, and other collectibles.
Special collections and rare finds
Your engagement ring evokes memories of a special time and place in your life. Your collections of fine art, jewellery, or wine reflect your travels, your adventures, and your life. These priceless pieces evoke memories of a special time in your life.
We understand that a sentimental loss is hard to replace. We go out of our way to make the claim process easy for you if something happens to you or your valued possessions. As part of your Masterpiece policy, the Valuable Articles Coverage (VAC) ensures that an emotional loss is not compounded by a financial one.
Typical homeowner policies are designed primarily to cover your home, personal liability, and the contents of your house. However, limits for valuables such as jewellery and art under most policies can be surprisingly low and you may have out-of-pocket expenses if high value possessions are lost.
With a Chubb VAC extension on your Masterpiece policy, you can increase the coverage for the special possessions that matter to you.
collections Highlights
collections Highlights
We understand the years you've invested to grow your collection. With experience insuring some of the world's largest and finest collections, we can help cover the collections you cherish most as part of one of our Masterpiece insurance policy.
What's covered?
As a leader in the market when it comes to providing insurance to high-net-worth Australians, Chubb is in a unique position to offer you a level of service that will ensure you have the right cover. Learn more about what is covered under a Masterpiece Homeowners policy.
Fine arts cover
Your policy can be tailored to include coverage for one-of-a-kind pieces like antique furniture, old master paintings or contemporary art.
Wine cover
Your wine collection is more than just bottles; it's an expression of your taste, a celebration of the arts, and an investment that deserves the highest level of insurance.
Collections cover
Whether it’s stamps, coins, sports memorabilia, or other valuable collections, we can help cover valuables, big and small.
what it covers
Chubb insurance offers comprehensive coverage for a wide range of risks and perils that may affect your valuable collections. Our coverage includes:
- Loss or damage:
Our insurance covers against accidental loss or damage to your collections, ensuring that you are financially covered in the event of unexpected incidents.
- Worldwide coverage:
Whether you're at home or travelling abroad, our insurance extends coverage worldwide, ensuring that your collections are insured no matter where you go.
- Additional coverage options:
Chubb offers optional coverage enhancements, such as coverage for newly acquired pieces and higher limits for specific items, allowing you to customise your policy to fit your unique needs.
- Theft and burglary:
Chubb's home insurance policy provides coverage for theft or burglary, ensuring that you have financial assistance in the unfortunate event of such incidents affecting your valuable items.
- Replacement cost:
In the event of loss or damage, our coverage takes into consideration the replacement cost of your collections, providing financial reimbursement to restore your collection.
coverage exclusions
Please note that Chubb’s valuables coverage contained in its Home & Contents policies have certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the policy wordings and product disclosure statements. Contact your insurance broker to explore the coverage options and ensure the comprehensive protection of your valuable collection.
Chubb valuables cover exclusions:
Some of the primary exclusions include loss to valuable pieces caused by:
- An intentional act by someone covered under the policy, such as stealing, theft, or other misappropriation.
- Certain events including acts of war, nuclear & chemical hazards.
- Wear & tear, gradual deterioration, rust, and corrosion.
What our clients say
We believe that our greatest measure of success is our customer satisfaction and feedback. As a company focused on customer service, we strive to improve our service with every claim.
Scott K.
"They gave me a tremendous amount of confidence, and I was very grateful for their timely response."
What else Masterpiece covers
What else Masterpiece covers
Masterpiece ® Homeowners Insurance
Do you have more questions on whether Chubb's Masterpiece® is right for you?
Read some examples of scenarios where a Masterpiece home and content’s policy will help cover you.
Masterpiece®
Other coverages included under Masterpiece Homeowners Insurance
Contact Us
Contact Us
Ready to upgrade to Masterpiece?
To get a quote, please contact us on 1800 958 233, or complete this short form and one of our Australian Customer Service Representatives will contact you.