- Business
- Individuals & Families
- Partnerships
Chubb’s Personal Accident cover is designed to respond swiftly and effectively in the event of an accident, and offers a lump sum payment.
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Professional Indemnity insurance – US and Canada
Risk Scenario
Who it’s for
Chubb insures clients from SMEs through to multinationals in many sectors, including:
- Media
- Architects
- Accountants
- Engineers
- Technology
- Design consultants
- Surveyors and other property professionals
- Other professional services firms
What it covers
Our professional indemnity policy covers liability for failures and errors in service and care in a variety of situations, such as:
- Financial loss due to accountancy advice adversely affecting a client’s tax liability
- Claims for damages against architects relating to structural faults in a building they designed
- A media agency’s client takes legal action against them for a copyright issue
FAQs
Professional indemnity insurance ensures you stay ahead of claims – real or alleged – that clients could bring against you. You should be able to perform your job with the confidence that, if a client is unhappy with the results or an employee makes a mistake, your business won’t be financially crippled by legal action.
This liability cover protects you against the risk of the professional advice or services you provide causing a client financial harm. That harm could be due to actual or alleged mistakes or a failure to perform a service. Examples include not completing work as expected, providing incorrect advice or guidance, and incorrect forecasting. Professional indemnity covers a client’s losses, as well as your legal expenses and business continuity costs.