Accident and Health Insurance

Chubb accident and health cover supports you and your team if the unexpected happens. Our accident and health insurance protects your company’s most important asset – your people. We can support them 24/7 if they have an accident while working, travelling for work, or at home. We’ll support the wellbeing of your staff during their recovery and help make sure your business doesn’t suffer by covering costs for replacement staff.
worker having bandage applied

Risks we insure

We keep your team and your business covered for situations like these:
Accidental death or disability

An employee is paralysed in a car accident while commuting between business locations 

Loss of limbs or eyes and broken limbs

A worker falls off a ladder at a job site, leaving them out of work for months with two broken legs

Recovery time and mental health support

After suffering a work injury, an employee needs surgery, rehab services and counselling before they can return to work

Overseas illness or medical condition

A travelling employee has a heart attack in a foreign country, requiring immediate treatment there as well as support to get them home

Lost and stolen possessions while travelling

An employee has their laptop stolen while away on business, preventing them from doing their job and raising security concerns about sensitive company data

Travel emergency

An employee is stuck abroad on a business trip and needs urgent support following a major incident of political unrest in the country they are visiting

Travel disruption

Following a flight cancellation, your project team is unable to complete their business trip and finish an important project

FAQs

These insurance policies are similar in that they take care of your employees, but they provide coverage for different kinds of incident. Health insurance commonly gives cover for employees when they are sick or injured. This type of insurance is often standard for businesses to give employees. Accident insurance is typically a lump sum to support life-changing injuries.

Every company has duty of care to its employees, whether while at work, travelling for work, or at home. Any disruption of your workforce can have serious consequences for your business. We’ll provide immediate financial and wellbeing support should any of your employees need help beyond the original claim.

Insights & Expertise

We keep you informed – and your business protected – with these helpful articles
woman in airport
Safety tips for the business traveller
When you’re travelling for business the unexpected can happen so it’s important to put some thought into travel safety precautions. While business travel insurance can’t prevent foreign mishaps, it can mitigate the misfortunes.
buildings from below
Multinational programmes: leading the way, locally and globally
As the world continues to assess and manage the impact of the COVID-19 pandemic, countries are slowly beginning to rebuild both socially and economically.
airplane wing
Future of business travel
The spread of the Covid-19 pandemic across the globe at the start of 2020 brought business travel to a halt. As countries shut their borders and implemented lockdowns, travel plans were cancelled and employees encouraged to remain in their homes.
airport and plane
7 business travel risks that your employees are currently facing
The business travel landscape has changed significantly since the onset of the COVID-19 pandemic. In a recent survey, 85% of senior travel risk decision makers agreed that the world had become more dangerous over the past 12 months.

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