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Erection All Risks Insurance
When building an electrical or mechanical plant or installing machinery, your Erection All Risks (EAR) policy protects your business against all sorts of challenges. Our Erection All Risks project policy is designed to cover the erection, construction and installation of industrial equipment and covers you against all risks of physical loss and physical damage throughout the period of construction.
Risk Scenario
Who it’s for
Chubb’s Erection All Risks insurance helps protect companies and projects like these:
- Mechanical and electrical contractors or developers
- Energy companies for the erection of oil and gas related facilities
- Power companies for the erection of power generation plants such as combined cycle power plants, diesel stations, energy from waste, nuclear plus renewables and alternative energy including onshore wind, solar and battery storage.
- Heavy industries such as steel, aluminium, mineral processing plants and cement
- Light engineering projects such as bottling plants, semi-conductors and pharmaceuticals
What it covers
Our Erection All Risks insurance covers:
- Erection of plant facilities and installation of machinery
- Losses during construction, testing and commissioning
- Damage during the contractual Defects Liability/Maintenance period
- Associated Primary Third Party Liability in connection with the project and for Principal/Owner Controlled
- Delay in Start-Up
- Advance Loss of Profit for the owner and lenders
Cover is available for projects overseas as well as domestically.
We also offer annual contractors cover for Erection All Risks.