- Businesses
- Individuals & Families
- Partnerships
Enabling businesses across a wide range of industries to operate and grow with confidence.
Protecting all that makes your house, your home.
Build your business by providing the protection your customers need – it’s insurance for the new possible.
Professional Indemnity Insurance
Products & Services
Coverage for firms operating internationally, with separate products available for our clients in the US and Canada. We cover you for failure to perform professional services or for errors and omissions related to them.
Firms operating in North America and Canada receive protection for failure to deliver a service, or for mistakes made providing a service or advice to clients.
Professional services coverage
If you run a consulting firm, marketing or PR agency, media agency, or accountancy practice, professional indemnity cover is vital should the services you provide fail to meet a client's expectations. Our professional indemnity insurance covers you, senior management and your firm against failure of service, errors and omissions, and negligence claims.
Risks we cover
A client your law firm represented doesn’t believe you’ve exhausted every avenue of defence, and is holding you liable for their damages as well as legal fees.
A client doesn’t believe that your accountancy practice has delivered on its promise to minimise their tax liability, and is threatening to sue for misrepresentation of your service.
Your marketing agency missed a deadline to deliver a campaign and now the client wants you to pay for delayed business costs
A client sues your consulting firm after a business decision you advised on leads to a reduction in stock price
FAQs
Professional indemnity insurance ensures you stay ahead of claims – real or alleged – that clients could bring against you. You should be able to perform your job with the confidence that, if a client is unhappy with the results or an employee makes a mistake, your business won’t be financially crippled by legal action.
This liability cover protects you against the risk of the professional advice or services you provide causing a client financial harm. That harm could be due to actual or alleged mistakes or a failure to perform a service. Examples include not completing work as expected, providing incorrect advice or guidance, and incorrect forecasting. Professional indemnity covers a client’s losses, as well as your legal expenses and business continuity costs.