- Businesses
- Individuals & Families
- Partnerships
Enabling businesses across a wide range of industries to operate and grow with confidence.
Protecting all that makes your house, your home.
Build your business by providing the protection your customers need – it’s insurance for the new possible.
Excess Liability Insurance
Our excess liability insurance provides additional protection that may be needed when the underlying limit of your primary insurance policy isn’t enough to cover the unexpected costs of a loss.
Our dedicated underwriting teams have the expertise to help our clients design customised programmes to effectively manage risk. We have tailored insurance solutions for a myriad of business sectors and industries.
If a loss occurs, our claims experts have the experience to handle the loss ensuring minimum disruption to business operations.
Risk scenarios
Who it’s for
Our excess protection supports a variety of businesses and industry sectors including:
- Multinational risks with global exposures
- Small to medium enterprises
- Construction
- Energy
- General manufacturing
- Automotive businesses
- Food and drink
- Consumer goods
- Technology companies
- Real estate
What it covers:
You benefit from additional layers of protection when you need it most, for:
- Lead or excess placements
- Insurance drop-downs beyond exhausted primary limits
- Advertising injury
- Sudden and accidental pollution
FAQs
All businesses are exposed to unforeseen risks, which can be complex and costly. Excess liability provides an extra layer of protection. The coverage sits over and above the primary insurance policy to cover the costs relating to large claims that would otherwise have serious financial consequences for the business, such as injuries to employees and third-parties.
The indemnity limits are €100million.