GBA Medical Outpatient Plan

[First-in-the-market] Unused visit assurance

Up to 3 unused visits of general practitioner consultations can be carried forward to the next Policy Year.

Seamless access to a trusted Medical Network across Hong Kong, Macau, and Designated GBA Cities

The Plan connects you with a well-established Medical Network across Hong Kong, Macau, and the 6 Designated GBA Cities. You’ll always be supported by trusted medical outpatient services, no matter which side of the border you're on.

General practitioner face-to-face and online consultations that work around you

You can choose face-to-face visits across Hong Kong, Macau, and Designated GBA Cities, or online consultations offered in Hong Kong and Mainland China whenever visiting a clinic in person is inconvenient. Both options include up to 3 days of basic prescribed medication per visit, with added convenience of delivery of medications to your designated address at no extra cost after seeking online consultations.

Extended coverage to cover with Chinese Medicine Practitioner consultations and annual dental scaling

The Plan provides face-to-face consultations with Chinese Medicine Practitioners, including up to 3 days of basic prescribed Chinese medicines. You will also receive an annual dental scaling and polishing session under the Plan, helping you to maintain your oral health.

Thoughtful family protection for the Insured and up to 2 Designated Family Members

You can cover the Insured and up to 2 Designated Family Members, including your parent(s), child(ren), or spouse under one Policy. Whether you're caring your aging parents or growing children, the Plan offers essential outpatient benefits with choices of 3 plan levels options to match your family needs. 

Well-being services of regular check-ups and early screenings

The Plan supports preventive cares by offering discounted price for a wide range of well-being benefits, including basic medical check-ups, gastroscopy and colonoscopy^*. Your children who are below the Age of 18 can also enjoy 1 visit for both eye care and dental care for each Policy Year, making it easier to build healthy habits for the whole family.
* Only applicable for Plan 2 and Plan 3

Simple application with no medical underwriting and no waiting period

The Plan requires no medical examination and health declarations submission for application, and no waiting period is required.  Furthermore, the Plan allows the maximum issue Age of the Insured of up to 75 years old and any Designated Family Member can enjoy benefits under the Plan as long as they are below Age 80.