Easy Shield Waiver of Premium Benefit⁠

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We all strive to provide our loved ones with the security and peace of mind they deserve. But what happens if an unforeseen circumstance, such as death or Total Disability, occurs? This is where the Easy Shield Waiver of Premium Benefit (the “Rider”) steps in to safeguard your family’s future. With this Rider, you can rest assured that your precious gift of protection will never become a financial burden for your family. 

Plan Highlights


Premium Waiver Benefit 

In the event of the Owner’s passing or suffers from Total Disability and such Total Disability has lasted for 6 consecutive months or more, this Rider will waive the premium payable under the Basic Plan and this Rider from the date of death or the date of diagnosis with Total Disability of the Owner (as the case may be) until the end of the premium payment term of the Basic Plan. This means your loved ones can continue to enjoy the coverage you’ve carefully put in place, without the added financial burden of premium payments. 


Easy application with just one health question 

With a streamlined application process, you only need to answer one health question, and no medical examination is required.

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This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.