Serene Care Critical Illness Protector
In light of the increasing trend of people diagnosed with critical illness at early stage of life, critical illness protection is increasingly important. Taking up a critical illness plan, however, may not be financially feasible for all. And even those with an existing policy may find its coverage insufficient for their evolving needs.
Whether you’re looking to acquire your first critical illness plan or top up your existing coverage, Serene Care Critical Illness Protector (“Serene Care”) is designed to meet your needs with core critical illness coverage at an affordable premium. It is also the only pure protection critical illness basic plan in the market that offers a choice of limited premium payment terms, empowering you with comprehensive protection that suits your financial planning needs.
Plan Highlights
Flexible premium payment options
Offers 4 options of limited premium payment term – 8, 12, 18 and 22 years, as well as a yearly renewable term option up to the Policy Anniversary of Age 100 of the Insured.
Stay protected with coverage for 144 illnesses
Covers 65 Major critical illnesses, 61 Minor Illnesses and 16 Juvenile Illnesses under Major Illness Benefit and Minor Illness Benefit.
Coverage for ICU stays
To bolster your safety net against the unexpected, Serene Care also covers Intensive Care Unit (“ICU”) stays under Major Illness Benefit and Minor Illness Benefit.
Protection can be restored to 100% after Minor Illness claims
If the Insured is diagnosed with a Major Illness or passes away, the Protection Revival Benefit will restore the aggregate amount of Minor Illness Benefit paid for any Minor Illness(es) for which the Insured has been diagnosed at least 1 year before the date of initial diagnosis of the Major Illness or the date of the Insured’s death.
Happy 100 Bonus
Reaching the Age of 100 is the remarkable milestone. Serene Care will provide a Happy 100 Bonus which is equal to 100% of the Sum Assured if the Policy remains in force and the Insured is alive on the Benefit Expiry Date.
Value-added services
Serene Care provides Alternative medical advice service and Critical illness case management to support the Insured through recovery.
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This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.
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The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.