With Chubb Cancer Care Critical Illness Insurance Plan (the “Plan” or “Chubb Cancer Care”), you can access a thoughtful solution tailored for individuals who are recovering from Carcinoma-In-Situ or Cancer. Through a simplified underwriting process, the Plan helps make securing the protection you need easier, without complicated applications or lengthy processes.
The plan also introduces a first-in-market feature that encourages you to stay healthy, allowing you to unlock additional coverage with no extra premiums. This gives you the opportunity to secure the level of protection that adapts to your needs.
Provides coverage from Minor Illnesses to Major Illnesses, offering protection across a wide spectrum of critical illnesses.
The Protection Revival Benefit will restore the aggregate amount of Minor Illness Benefit paid for Minor Illness(es) for which the Insured has been Diagnosed at least 1 year before the date of initial Diagnosis of the Major Illness. The Major Illness Benefit can be restored to 100% of the Sum Assured.
Prior to the relevant Policy Anniversary, you will receive an invitation for the Insured to undergo specified medical examinations. If the Insured’s health condition meets the required criteria, the benefits below can be unlocked without additional premium.
If the Insured is Diagnosed with a Big 3 Major Illness, we will reimburse you the Eligible Expenses subsequently incurred on Self‑Financed Drugs and/or Privately Purchased Medical Items — up to 20% of the Sum Assured (subject to Cancer Lien) or USD 62,500 (whichever is lower).
It is offering additional financial support equal to 20% of the Sum Assured (subject to Cancer Lien) where it is Medically Necessary for the Insured to undergo skin grafting and/or reconstructive surgery, and/or the Insured is Diagnosed with Stage 3 Severe Lymphoedema resulting from Cancer and its treatment, within 2 years from the date of the initial Cancer Diagnosis.
If any of the Big 3 Major Illnesses progresses to Advanced Stage Cancer, Severe Heart Attack or Severe Stroke, we will pay an extra lump sum equal to 20% of the Sum Assured (subject to Cancer Lien).
An additional claim equivalent to 50% of the Sum Assured, if any of the Big 3 Major Illnesses is Diagnosed after the Major Illness Benefit has been paid.
In the unfortunate event of the Insured’s passing, it provides a Death Benefit.
If the Owner passes away or becomes Mentally Incapacitated, the Successor Owner will become the new Owner of the Policy.
A dedicated case management team — including a family doctor, registered nurses and medical professionals — will act as your single contact point and provide a range of Chubb Care value-added services.
This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product, Chubb Cancer Care Critical Illness Insurance Plan ("CIG"), and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.
The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.
The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.