Business Travel Insurance
Business Travel Insurance
Travelling for business comes with a host of common and complex risks
Chubb's Business Travel Insurance provides comprehensive coverage against these exposures for you and your employees (plus baggage) for destinations near and far. Should the unthinkable occur, a team of medical, travel and crisis management specialists are ready to assist 24/7. It’s Chubb protection and support that goes where you go.
What does business travel insurance cover?
- Medical, evacuation and additional expenses
- Cancellation and disruption
- Baggage and travel documents
- Political and natural disaster evacuation
- Accidental death and disability
- Rental and personal vehicle excess
- Alternative employee/resumption of assignment
- Kidnap and ransom/extortion
- Hijack and detention
- Personal liability
- Extra territorial workers compensation
- Search and rescue expenses
- Businesses from small to medium enterprise to large multinational corporation who have employees who regularly travel either domestically or abroad.
- Government agencies.
- Non-profit organisations with employees or members travelling and working around the world.
- International assignees on temporary placement.
- Fly-In Fly-Out (FIFO) employees travelling to and from work location.
What benefits are included?
- No general age exclusion, meaning a level of cover is available to people of all ages
- Unlimited loss of deposits and cancellation cover for business trips subject to any applicable Aggregate Limit of Liability
- An automatic extension for incidental private travel for all employees
- Directors and Executives private travel is covered where trips are declared and shown in the Schedule
- An online portal and smartphone app allowing policyholders and their employees to access travel security and safety information, both pre-travel and while on a business trip
- Ground support from specialist security personnel and/or evacuation assistance in the event of civil unrest, natural disaster or a terrorism incident
- An additional lump sum benefit payable if a covered person dies as a result of a specified sickness, such as a heart attack or stroke, while on a business trip
Chubb Business Travel Insurance is often purchased together with a Group Personal Accident cover for comprehensive protection against the unexpected while on business travel.
More than just business travel
These days, flexible working in a modern world has driven a trend in ‘bleisure’ travel, which is a term used to describe leisure travel added onto business travel.
Find a broker near you
See how Chubb can help you get covered against potential risks.