Who We Are

A global insurance leader with a local presence.

Introduction

At Chubb, we assess, assume and manage risk with insight and discipline.


Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. 


Chubb is defined by its extensive product and service offerings, broad distribution capabilities, direct-to-consumer platform partnerships, exceptional financial strength and local operations globally. 


We provide multinational corporations, and mid-size and small businesses with property and casualty insurance and risk engineering services, and insurers managing exposures with reinsurance coverage. We also serve companies and affinity groups offering accident and health insurance programs and life insurance to their employees or members.
 

As a leading personal lines insurer, Chubb serves successful individuals with substantial assets to protect; and those purchasing life, personal accident, supplemental health, homeowners, automobile and specialty personal insurance coverage.
 

Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. The company maintains executive offices in Zurich, New York, London, Paris and other locations. 

A global leader in P&C insurance

We provide regular reports and updates on our financial performance and capabilities.

Who we are
Chubb at a Glance
Portfolio of Leading Businesses: Commercial
  • Global leader in traditional and specialty P&C coverage for businesses of all sizes
  • #1 commercial lines insurer in the U.S.
  • One of the largest financial lines writers globally
  • P&C reinsurer
  • #1 crop insurer in the U.S.
Portfolio of Leading Businesses: Consumer
  • #1 personal lines insurer for high-net worth families in the U.S.
  • Global leader in personal accident and supplemental health insurance
  • Large personal lines provider globally
  • International life insurer focused on Asia 
Underwriting Excellence
  • Disciplined underwriting culture
  • Chubb’s consistent underwriting performance provides stability for customers and shareholders
  • Five-year (2016–2020) average P&C combined ratio: 92.1% 
Exceptional Service
  • Renowned for service excellence in claims and risk engineering
  • Every year, Chubb handles more than 3 million new claims globally – from the smallest travel accident incident to the largest weather-related catastrophe – and pays out nearly $17 billion
  • Recognized and admired brand 
Local Presence Globally
  • Operations on the ground in 54 countries and territories
  • Chubb can help clients manage their risks anywhere in the world 
Product and Distribution Breadth
  • Industry-leading breadth of traditional and specialty P&C products for consumers and businesses
  • Distribution through brokerage, independent and exclusive agents and direct-to-consumer platform partnerships
Financial Strength
  • Chubb is highly rated by the rating agencies for financial strength – AA (S&P) and A++ AM Best
  • The company manages risk on both sides of its balance sheet by maintaining underwriting discipline, managing exposure accumulations and investing assets conservatively 
Strong Culture
  • We practice our craft with precision and hold ourselves to exacting standards
  • We respect and value differences
  • We stand behind the promises we make
  • High-performing, rewarding and inclusive environment
  • Fueled by a can-do attitude
Proven Leadership
  • Chubb’s top leaders have built their careers in insurance
  • Stability: leaders average 30 years of industry experience, with nearly 20 at the company
Building to Thrive in a Digital Age
  • We are transforming Chubb to be compelling in a digital age
  • We are focused on the customer experience -- modernizing what insurance does and how it does it
  • Major initiatives include IoT devices, Chubb Studio and Chubb Blink 
  • Utilizing data and analytics 
OUR CULTURE

Our people make the difference. Every time.

Chubb’s culture is defined by who we are, the behaviors we expect of each other, and what we reward and recognize. Fueled by a can-do attitude, we practice our craft with precision and passion, hold ourselves to exacting standards, respect and value differences, and stand behind the promises we make. 

LEADERSHIP

Experience and Insight

Chubb’s top leaders have built their entire careers in insurance and managed their business lines through a variety of insurance cycles and economic conditions.

TIMELINE

Our History

Since 1792, when merchants Samuel Blodget and Ebenezer Hazard decided to enter the marine insurance business — and soon became the first company to cover not only buildings against fire, but also their contents — Chubb has been a leader and an innovator in the industry.

LOCATIONS

Local presence, global reach

Chubb has an extensive local presence globally, with insurance professionals and operating subsidiaries in 54 countries and territories. Nearly 40 percent of our business is transacted outside the United States.