Commercial General Liability

Commercial General Liability insurance addresses a wide range of liability loss exposures.

Advantages

  • Significant capacity available; policy coverage can be crafted for a broad spectrum of market segments
  • Separate, higher limits of insurance available for selected coverages if needed, or a
  • higher blanket limit may be purchased
  • Flexible terms and conditions, giving you the ability to customize the policy to best fit your needs

Product Highlights

Commercial General Liability insurance can be purchased either packaged with property insurance, or monoline.

  • It addresses a wide range of liability loss exposures, falling into two categories:
    • Premises and operations liability — liability for conditions or activities arising out of the premises or operations of a company
    • Products and completed operations liability — liability of a company to a user who is harmed by products manufactured, sold or distributed by the company
  • Commercial General Liability policy can be purchased on an occurrence basis or a claim-made basis.

Product Features

  • Provides primary protection for bodily injury, property damage, and personal injury to a third party for which a company is liable.
  • Vendors, lessors of premises, lessors of equipment and employees may be included as insureds

Global Capabilities

Chubb can insure domestic and foreign exposures, including protection against differences in conditions / differences in limits contained in policies issued in a foreign country.