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INTEREST RATE

 

Interest rate on account value of Universal Life policies:

Product/Month

1

2

3

4

5

6

7

8

9

10

11

FPUL

Universal Life – Universal Option, Pre-eminent Option

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

FUL

Universal Life – Family Package A1, A2 and BII

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

SCUL

Universal Life - Senior Citizen

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

GUL

Universal Life - Key Person Option

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

EUL

Universal Life - Universal Option 2013, Pre-eminent Option 2013

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

PUL

Premier Universal Life 2013

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

CIUL

Universal Life - Critical Illness

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

EUL+

Universal Life – Executive Universal Life Plus

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

SPUL 99

Universal Life - Single Premium Payment A&B

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,50%

4,60%

4,60%

4,60%

SPUL 65

Universal Life - Single Premium Payment 65

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,50%

4,60%

4,60%

4,60%

SPUL 20

20-year Single Pay Universal Life

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

LPUL 03

3-pay Universal Life with 20-year coverage

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

LPUL 05

5-pay Universal Life with 20-year coverage

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

BEUL01

Back-end Load Universal Life – Option A

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

BEUL02

Back-end Load Universal Life – Option B

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

SUL1A & SUL1B

Senior Universal Life 2018 – Option A&B

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

CIULI1A & CIULI1B

Critical Illness Universal Life 2019 – Individual Plan - Option A&B

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

CIULF1A & CIULF1B

Critical Illness Universal Life 2019 – Family Plan - Option A&B

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

PCUL

Premier Choice Universal Life

5.00%

4.80%

4.60%

4,50%

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

PYUL

Premier Youth Universal Life

 

 

 

 

4,40%

4,30%

4,30%

4,30%

4,30%

4,30%

4,30%

 

Time FPUL FUL SCUL GUL EUL PUL EUL+ SPUL 99 SPUL 65 LPUL03 LPUL05 SPUL20 BEUL CIUL
From 01/12/2020 to present 10.0% 10.0% 10.0% 10.0% 10.0% 10.0% 10.0% 10.0% 10.0% 10.0% 10.0% 10.0% 10.0% 5.5%

Universal Life products

Notes:

  • FPUL: Universal Life – Universal Option, Pre-eminent Option
  • FUL: Universal Life – Family Package A1, A2 and BII
  • SCUL: Universal Life - Senior Citizen
  • GUL: Universal Life - Key Person Option
  • SPUL 99: Universal Life - Single Premium Payment A&B
  • SPUL 65: Universal Life - Single Premium Payment 65
  • EUL: Universal Life -  Universal Option 2013, Pre-eminent Option 2013
  • PUL: Premier Universal Life 2013
  • CIUL: Universal Life - Critical Illness
  • EUL+: Universal Life – Executive Universal Life Plus
  • SPUL 20: 20-year Single Pay Universal Life
  • LPUL 03:  3-pay Universal Life with 20-year coverage
  • LPUL 05:  5-pay Universal Life with 20-year coverage
  • BEUL01: Back-end Load Universal Life – Option A
  • BEUL02: Back-end Load Universal Life – Option B
  • SUL1A & SUL1B:  Senior Universal Life 2018 - Option A&B
  • CIULF1A & CIULF1B: Critical Illness Universal Life 2019 – Family Plan - Option A&B
  • CIULI1A & CIULI1B: Critical Illness Universal Life 2019 – Individual Plan - Option A&B
  • PCUL: Premier Choice Universal Life
  • PYUL: Premier Youth Universal Life - Option A&B