Interest rate on the contract account value of Universal Life products
| Month |
FPUL |
FUL |
SCUL |
GUL |
EUL |
PUL |
CIUL |
SPUL 99 |
SPUL 65 |
| 1 |
8.3% |
8.3% |
8.3% |
8.3% |
- |
- |
8.3% |
8.55% |
8.55% |
| 2 |
8.3% |
8.3% |
8.3% |
8.3% |
- |
- |
8.3% |
8.55% |
8.55% |
| 3 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
- |
8.3% |
8.55% |
8.55% |
| 4 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
- |
8.3% |
8.55% |
8.55% |
| 5 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
- |
8.3% |
8.55% |
8.55% |
| 6 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
- |
8.3% |
8.55% |
8.55% |
| 7 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
- |
8.3% |
8.55% |
8.55% |
| 8 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
- |
8.3% |
8.55% |
8.55% |
| 9 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.55% |
8.55% |
| 10 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.55% |
8.55% |
| 11 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.55% |
8.55% |
| 12 |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.3% |
8.55% |
8.55% |
Policy loan rate of the contract account value of Universal Life products
| Time |
FPUL |
FUL |
SCUL |
GUL |
EUL |
PUL |
SPUL 99 |
SPUL 65 |
CIUL |
| 01/01 - 31/03 |
12.5% |
12.5% |
12.5% |
12.5% |
- |
- |
12.5% |
12.5% |
10.25% |
| 01/04 - 31/05 |
12.5% |
12.5% |
12.5% |
12.5% |
12.5% |
- |
12.5% |
12.5% |
9.5% |
| 01/05 - 30/09 |
12.5% |
12.5% |
12.5% |
12.5% |
12.5% |
- |
12.5% |
12.5% |
7.75% |
| 01/10 - 31/12 |
12.5% |
12.5% |
12.5% |
12.5% |
12.5% |
12.5% |
12.5% |
12.5% |
7.75% |
Notes:
FPUL: Universal Life – Universal Option, Pre-eminent Option
FUL: Universal Life – Family Package A1, A2 and BII
SCUL: Universal Life - Senior Citizen
GUL: Universal Life - Key Person Option
SPUL 99: Universal Life - Single Premium Payment A & B
SPUL 65: Universal Life - Single Premium Payment 65
EUL: Universal Life - Universal Option 2013, Pre-eminent Option 2013
PUL: Premier Universal Life 2013 CIUL: Universal Life - Critical Illness