- Individuals & Families
- Businesses
- Brokers
With winter on its way out, you may be ready for some spring cleaning.
Make sure you protect your classic cars from damage or additional wear and tear.
Keep your important papers and small valuables away from burglars, fire or natural disaster.
For over a hundred years, we’ve offered unparalleled stability and protection for small boats, yachts, luxury mega-yachts, and more.
Here are some things you can do to assist firefighters and minimize the damage to your home.
At their worst, disputes between professional service firms and their clients can lead to costly lawsuits.
Commercial General Liability Insurance
General liability insurance addresses a wide range of liability loss exposures, falling into two categories:
- Premises and operations liability — liability for conditions or activities arising out of the property or operations of a company
- Products and completed operations liability — liability of a company to a user who is harmed by products manufactured, sold or dispersed by the company
General Liability Highlights
- Worldwide territory coverage for suits brought in North America
- Vendors automatically included as insureds
- Real Estate Managers, lessors of equipment and premises, automatically included as insureds
- Existing subsidiaries, including unscheduled partnerships, joint ventures and professional corporations, included as insureds
- New subsidiaries, including unscheduled partnerships, joint ventures and professional corporations, included as insureds
- Contractual liability for bodily injury, property damage, advertising injury and personal injury
- Broad form property damage
- Personal injury includes discrimination, harassment and segregation (other than employment-related)
- Bodily injury includes humiliation, mental anguish, mental injury or shock resulting from physical injury
- Medical expenses, including injury to insured’s tenants and persons working on insured’s behalf
- Reporting period for medical expenses protection is three years from date of accident
Commercial General Liability insurance can be purchased either as a package with property insurance, or as a monoline insurance policy. The General liability insurance program can include a blend of traditional insurance and alternative risk financing mechanisms to help manage a company’s risk. Furthermore, the general liability policy form can be purchased on an occurrence basis or a claim-made basis.
With Chubb's General Liability global extension options, your company’s overseas operations receive the same quality protection provided in the domestic program. Chubb can insure domestic and foreign exposures, including protection against differences in conditions/differences in limits contained in policies issued in a foreign country.
This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.
Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by Chubb Insurance Company of Canada or Chubb Life Insurance Company of Canada (collectively, “Chubb Canada”). All products may not be available in all provinces or territories. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued.